<?xml version="1.0" encoding="UTF-8" ?><!-- generator=Zoho Sites --><rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:content="http://purl.org/rss/1.0/modules/content/"><channel><atom:link href="https://www.insightlifecare.com/blogs/tag/health-insurance/feed" rel="self" type="application/rss+xml"/><title>Insight Life Care - Blog #health insurance</title><description>Insight Life Care - Blog #health insurance</description><link>https://www.insightlifecare.com/blogs/tag/health-insurance</link><lastBuildDate>Mon, 02 Mar 2026 05:09:27 -0800</lastBuildDate><generator>http://zoho.com/sites/</generator><item><title><![CDATA[What is blood pressure and why is it important?]]></title><link>https://www.insightlifecare.com/blogs/post/what-is-blood-pressure</link><description><![CDATA[<img align="left" hspace="5" src="https://www.insightlifecare.com/blood pressure.png"/>Blood pressure is the pressure of circulating blood against the walls of blood vessels, resulting from the heart pumping blood through the circulatory system. Learn more about blood pressure, what the numbers on your readings mean, and how to keep your blood pressure at healthy levels.]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_9qKVzkdgFKnanlEMVc_Xhg" data-element-type="section" class="zpsection zpdefault-section zpdefault-section-bg "><style type="text/css"> [data-element-id="elm_9qKVzkdgFKnanlEMVc_Xhg"].zpsection{ border-radius:1px; } </style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_eQ8U6Ly18rTmBPrOQePduw" data-element-type="row" class="zprow zprow-container zpalign-items-flex-start zpjustify-content-flex-start " data-equal-column=""><style type="text/css"> [data-element-id="elm_eQ8U6Ly18rTmBPrOQePduw"].zprow{ border-radius:1px; } </style><div data-element-id="elm_rq_r6j5L8uY7j8X9rhzubw" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-9 zpcol-sm-12 zpalign-self- zpdefault-section zpdefault-section-bg "><style type="text/css"> [data-element-id="elm_rq_r6j5L8uY7j8X9rhzubw"].zpelem-col{ border-radius:1px; padding-inline-end:30px; } </style><div data-element-id="elm_2NSkjx5OMq2o5cKM4rfYfw" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_2NSkjx5OMq2o5cKM4rfYfw"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-left " data-editor="true"><p><span style="color:rgb(0, 0, 0);">Blood pressure is the force of blood pushing against blood vessel walls. In order to survive and function properly, our tissues and organs need the oxygenated blood that our circulatory system carries through the body. Not only does our <a href="https://www.medicalnewstoday.com/articles/270644#ranges"><span style="text-decoration-line:underline;">blood deliver oxygen and nutrients</span>,</a> but it also picks up the toxic waste products of metabolism, such as the carbon dioxide we exhale with every breath, and the toxins we clear through our liver and kidneys. When the heart beats, it creates pressure that pushes blood through a network of tube-shaped blood vessels, which include arteries, veins, and capillaries. Blood pressure is the result of two forces: systolic pressure and diastolic pressure. Systolic pressure reflects the amount of pressure inside the arteries as the heart contracts and blood is pumped into the arteries. Diastolic pressure reflects the pressure inside the arteries during the resting phase between heartbeats. Blood pressure is measured in millimeters of mercury (mm Hg) and is written as two numbers, such as 112/78 mm Hg. The top number is systolic pressure, and the bottom number is diastolic pressure. </span></p><p><span style="color:rgb(0, 0, 0);"><br></span></p><p><a href="https://www.health.harvard.edu/heart-health/which-blood-pressure-number-matters-most?utm_source=delivra&utm_medium=email&utm_campaign=WR20210430-BloodPressure&utm_id=2914446&dlv-emuid=e1a159af-2495-4941-ab70-8f0bd0d961ae&dlv-mlid=2914446"><span style="text-decoration-line:underline;">Normal blood pressure is below 120/80 mm Hg</span>.</a><span style="color:rgb(0, 0, 0);"> If you are an adult and your systolic pressure is 120 to 129 and your diastolic pressure is less than 80, you have elevated blood pressure. If you have a systolic pressure of 130 or higher, and a diastolic pressure of 80 or higher, you have high blood pressure. High blood pressure typically has no signs or symptoms, it is only diagnosed through blood pressure readings. That’s why it is so dangerous, but luckily, it can be managed with lifestyle changes.</span></p><p><span style="color:rgb(0, 0, 0);"><br></span></p><p><span style="color:rgb(0, 0, 0);">&nbsp;</span><img src="/blood%20pressure%20readings%20chart.jpg" alt="blood pressure readings chart"></p><p><span style="color:rgb(0, 0, 0);"><br></span></p><p><span style="color:rgb(0, 0, 0);"><br></span></p><p><a href="https://www.heart.org/-/media/files/health-topics/answers-by-heart/what-is-high-blood-pressure.pdf?la=en" style="text-decoration-line:underline;">Nearly half of the American population over 20 has high blood pressure and many don’t even know it.</a><span style="color:rgb(0, 0, 0);"> For most adults, there is no identifiable cause of high blood pressure, and it tends to develop gradually over time. This is called primary (essential) hypertension. Some people, however, have what’s called secondary hypertension which is caused by an underlying condition such as obstructive sleep apnea, kidney disease, adrenal gland tumors, thyroid problems. Secondary hypertension tends to appear suddenly and causes higher blood pressure than primary hypertension.</span></p><p><span style="color:rgb(0, 0, 0);"><br></span></p><p><span style="color:rgb(0, 0, 0);">Although there is <a href="https://www.mayoclinic.org/diseases-conditions/high-blood-pressure/symptoms-causes/syc-20373410" style="text-decoration-line:underline;">no identifiable cause of primary hypertension</a>, there are many risk factors, including:</span></p><ul><li><span style="color:rgb(0, 0, 0);">Being overweight or obese: The more you weigh, the more blood you need to supply oxygen and nutrients to your tissues. As the amount of blood flow through your vessels increases, so does the pressure on your artery walls.</span></li><li><span style="color:rgb(0, 0, 0);">Not being physically active: People who are inactive tend to have higher heart rates. The higher your heart rate, the harder your heart must work with each contraction and the stronger the force on your arteries. </span></li><li><span style="color:rgb(0, 0, 0);">Using tobacco: Using tobacco immediately raises your blood pressure temporarily, as well as damages the lining of your artery walls. This can cause your arteries to narrow and increase your risk of heart disease.</span></li><li><span style="color:rgb(0, 0, 0);">Unhealthy eating habits: Too much sodium and not enough potassium in your diet can cause your body to retain fluid, which increases blood pressure.</span></li><li><span style="color:rgb(0, 0, 0);">Age: The risk of high blood pressure increases as you age.</span></li><li><span style="color:rgb(0, 0, 0);">Race: High blood pressure is particularly common among people of African heritage, often developing at an earlier age than it does other races.</span></li><li><span style="color:rgb(0, 0, 0);">Family history: High blood pressure tends to run in families.</span></li></ul><p><span style="color:rgb(0, 0, 0);"><br></span></p><p><a href="https://www.mayoclinic.org/diseases-conditions/high-blood-pressure/symptoms-causes/syc-20373410" style="text-decoration-line:underline;">The excessive pressure on your artery walls caused by high blood pressure can damage your blood vessels as well as your organs.</a>&nbsp;<span style="color:rgb(0, 0, 0);">The higher your blood pressure and the longer it goes uncontrolled, the greater the damage. Uncontrolled high blood pressure can lead to complications including:</span></p><ul><li><span style="color:rgb(0, 0, 0);">Heart attack or stroke: High blood pressure can cause hardening and thickening of the arteries, which can lead to heart attack, stroke, or other complications.</span></li><li><span style="color:rgb(0, 0, 0);">Aneurysm: Increased blood pressure can cause your blood vessels to weaken and bulge, forming an aneurysm which can be life threatening if it ruptures.</span></li><li><span style="color:rgb(0, 0, 0);">Heart failure: To pump blood against the higher pressure in your vessels, the heart has to work harder. This causes the walls of the hearts pumping chamber to thicken. Eventually, the thickened muscle may have a hard time pumping enough blood to meet your body’s needs, which can lead to heart failure. </span></li><li><span style="color:rgb(0, 0, 0);">Metabolic syndrome: This syndrome is a group of disorders of your body’s metabolism, including increased waist size, high triglycerides, decreased HDL (good) cholesterol, high blood pressure, and high insulin levels. These conditions make you more likely to develop diabetes, heart disease, and stroke.</span></li><li><span style="color:rgb(0, 0, 0);">Trouble with memory or understanding: Uncontrolled blood pressure may also affect your ability to think, remember, and learn. </span></li><li><span style="color:rgb(0, 0, 0);">Dementia: Narrowed or blocked arteries can limit blood flow to the brain, leading to vascular dementia.</span></li></ul><div><span style="color:rgb(0, 0, 0);"><br></span></div>
<p><span style="color:rgb(0, 0, 0);">So, what can we do to help <a href="https://www.ahajournals.org/doi/full/10.1161/01.hyp.0000107251.49515.c2" style="text-decoration-line:underline;">keep our blood pressure healthy</a> (below 120/80 mm Hg)? Well, basically the same things that we can do to stay healthy in most other aspects. Eat a healthy diet and exercise regularly in order to keep a healthy body weight. Cut down on processed and heavily salted foods. Increase the amount of vegetables, fruits, whole grains, legumes, and other whole foods in your diet. Moderate alcohol and tobacco use. Even if you already are experiencing high blood pressure, it’s not too late to make changes. Try going for a brisk walk every day and adding a couple extra vegetables to your meals. Small steps can create big change, and your health and longevity are worth it.</span></p></div>
</div><div data-element-id="elm__KJOkD4GPobSyVLTqm6XnQ" data-element-type="spacer" class="zpelement zpelem-spacer "><style> div[data-element-id="elm__KJOkD4GPobSyVLTqm6XnQ"] div.zpspacer { height:5px; } @media (max-width: 768px) { div[data-element-id="elm__KJOkD4GPobSyVLTqm6XnQ"] div.zpspacer { height:calc(5px / 3); } } </style><div class="zpspacer " data-height="5"></div>
</div></div><div data-element-id="elm_lhTQV0o6Ihr0VjqJljE09Q" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-3 zpcol-sm-12 zpalign-self- zpdefault-section zpdefault-section-bg zp-hidden-sm zp-hidden-xs "><style type="text/css"> [data-element-id="elm_lhTQV0o6Ihr0VjqJljE09Q"].zpelem-col{ background-color:#ECF0F1; background-image:unset; border-radius:1px; } </style><div data-element-id="elm_62jC39-sima8oakMHEvxHg" data-element-type="box" class="zpelem-box zpelement zpbox-container zpdark-section zpdark-section-bg "><style type="text/css"> [data-element-id="elm_62jC39-sima8oakMHEvxHg"].zpelem-box{ background-color:#FFFFFF; background-image:unset; border-style:solid; border-color:#013A51 !important; border-width:1px; border-radius:1px; } </style><div data-element-id="elm_fbg4tKH3OQOnoMXeR2G5rw" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_fbg4tKH3OQOnoMXeR2G5rw"].zpelem-text { background-color:#8ac53f; background-image:unset; border-radius:1px; padding-block-start:5px; padding-block-end:5px; padding-inline-start:10px; margin-block-start:0px; } </style><div class="zptext zptext-align-left " data-editor="true"><p><span style="color:rgb(0, 0, 0);font-size:18px;font-weight:700;">INSIGHT LIFE CARE</span></p></div>
</div><div data-element-id="elm_R67jPTrZ9izX6rEdtjYKXw" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_R67jPTrZ9izX6rEdtjYKXw"].zpelem-text { line-height:25px; border-radius:1px; padding-inline-end:10px; padding-block-end:20px; padding-inline-start:10px; margin-block-start:5px; } [data-element-id="elm_R67jPTrZ9izX6rEdtjYKXw"].zpelem-text :is(h1,h2,h3,h4,h5,h6){ line-height:25px; } </style><div class="zptext zptext-align-left " data-editor="true"><p style="line-height:2;"><span style="font-size:14px;"><a href="/about" title="Our Philosophy" rel="">Our Philosophy</a></span></p><p style="line-height:2;"><a href="/services" title="Our Services" rel=""><span style="font-size:14px;">Our Services</span></a></p><p style="line-height:2;"><span style="font-size:14px;"><a href="/faqs" title="Frequently Asked Questions" rel="">Frequently Asked Questions</a></span></p><p style="line-height:2;"><span style="font-size:14px;"><a href="/membership" title="Membership Options" rel="">Membership Options</a></span></p><p style="line-height:2;"><span style="font-size:14px;"><a href="/concierge-medicine/employer-sponsored-care" title="Employee Health Plans" rel="">Employee Health Plans</a>'</span></p><p style="line-height:2;"><span style="font-size:14px;"><a href="/testimonials" title="Patient Testimonials" rel="">Patient Testimonials</a></span></p><p style="line-height:2;"><span style="font-size:14px;"><a href="/schedule" title="Schedule an Appointment" rel="">Schedule an Appointment</a></span></p><p style="line-height:2;"><span style="font-size:14px;"><a href="/contact" title="Contact Us" rel="">Contact Us</a></span></p></div>
</div></div><div data-element-id="elm_0wn8bMC1r6waijg-Ggjo2Q" data-element-type="box" class="zpelem-box zpelement zpbox-container zpdark-section zpdark-section-bg "><style type="text/css"> [data-element-id="elm_0wn8bMC1r6waijg-Ggjo2Q"].zpelem-box{ background-color:#FFFFFF; background-image:unset; border-style:solid; border-color:#013A51 !important; border-width:1px; border-radius:1px; } </style><div data-element-id="elm_cuT1qhvPvFLNMNZpcSeJBQ" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_cuT1qhvPvFLNMNZpcSeJBQ"].zpelem-text { background-color:#8ac53f; background-image:unset; border-radius:1px; padding-block-start:5px; padding-block-end:5px; padding-inline-start:10px; margin-block-start:0px; } </style><div class="zptext zptext-align-left " data-editor="true"><p><span style="color:rgb(0, 0, 0);font-size:18px;font-weight:700;">LET'S CONNECT</span></p></div>
</div><div data-element-id="elm_7920szO9tOppITUk7kqyNw" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_7920szO9tOppITUk7kqyNw"].zpelem-text { line-height:25px; border-radius:1px; padding-inline-end:10px; padding-block-end:20px; padding-inline-start:10px; margin-block-start:5px; } [data-element-id="elm_7920szO9tOppITUk7kqyNw"].zpelem-text :is(h1,h2,h3,h4,h5,h6){ line-height:25px; } </style><div class="zptext zptext-align-left " data-editor="true"><p style="line-height:2;"><span style="color:inherit;font-size:14px;"><a href="https://sitebuilder-716303053.zohositescontent.com/" target="_blank" rel="">Facebook</a><br></span></p><blockquote style="margin-left:40px;"></blockquote><p style="line-height:2;"><span style="color:inherit;font-size:14px;"><a href="https://sitebuilder-716303053.zohositescontent.com/" target="_blank" rel="">YouTube</a><br></span></p><blockquote style="margin-left:40px;"></blockquote><p style="line-height:2;"><span style="color:inherit;font-size:14px;"><a href="https://www.instagram.com/insightlifecarefl/" target="_blank" rel="">Instagram</a><br></span></p><p><a href="https://www.linkedin.com/company/insightlifecare/" target="_blank" rel=""><span style="font-size:14px;">LinkedIn</span></a></p></div>
</div></div><div data-element-id="elm_UH9J2rGt0rM6OWoRC5yUYg" data-element-type="box" class="zpelem-box zpelement zpbox-container zpdefault-section zpdefault-section-bg "><style type="text/css"> [data-element-id="elm_UH9J2rGt0rM6OWoRC5yUYg"].zpelem-box{ background-color:#FFFFFF; background-image:unset; border-style:solid; border-color:#013A51 !important; border-width:1px; border-radius:1px; padding:10px; } </style><div class="zpelement zpelem-newsletter " data-list-id="" data-integ-type="1" data-element-id="elm_9XFwPHfJI8UZcma0-orFpA" data-element-type="newsletter"><style type="text/css"> [data-element-id="elm_9XFwPHfJI8UZcma0-orFpA"].zpelem-newsletter input[type="text"]{ font-family:Poppins,sans-serif; font-size:14px; font-weight:400; border-radius:1px; } [data-element-id="elm_9XFwPHfJI8UZcma0-orFpA"].zpelem-newsletter .zpform-container .zpbutton{ background-color:#8AC53F !important; color:#000000 ; } [data-element-id="elm_9XFwPHfJI8UZcma0-orFpA"].zpelem-newsletter .zpheading{ color:#000000 ; font-family:Poppins,sans-serif; font-size:20px; font-weight:400; } [data-element-id="elm_9XFwPHfJI8UZcma0-orFpA"].zpelem-newsletter .zptext{ color:#000000 ; font-size:14px; } [data-element-id="elm_9XFwPHfJI8UZcma0-orFpA"].zpelem-newsletter{ border-radius:1px; } </style><div class="zpnewsletter-container zpnewsletter-style-02 "><h2 class="zpheading zpheading-align-center zpnewsletter-heading" data-editor="true">Subscribe to our newsletter</h2><p class="zptext zptext-align-center zpnewsletter-desc" data-editor="true"> Stay informed about our latest updates through email. Subscribe here.</p><form class="zpform-container zpnewsletter-input-container"><label for="Name_elm_9XFwPHfJI8UZcma0-orFpA" class="zs-visually-hidden">Name</label><input type="text" id="Name_elm_9XFwPHfJI8UZcma0-orFpA" name="name" placeholder="Name" class="zpnewsletter-name-input-field"/><label for="Email_elm_9XFwPHfJI8UZcma0-orFpA" class="zs-visually-hidden">Email</label><input type="text" id="Email_elm_9XFwPHfJI8UZcma0-orFpA" name="email" placeholder="Email" class="zpnewsletter-email-input-field"/><button type="submit" class="zpbutton zpnewsletter-button zpbutton-type-primary zpbutton-size-md">Subscribe</button></form></div>
</div></div><div data-element-id="elm_lqfX1zdtv0Yb-Q06elX7bQ" data-element-type="box" class="zpelem-box zpelement zpbox-container zpdark-section zpdark-section-bg "><style type="text/css"> [data-element-id="elm_lqfX1zdtv0Yb-Q06elX7bQ"].zpelem-box{ background-color:#FFFFFF; background-image:unset; border-style:solid; border-color:#013A51 !important; border-width:1px; border-radius:1px; } </style><div data-element-id="elm_ZQWKFKShOaxtmxxswGQfCg" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_ZQWKFKShOaxtmxxswGQfCg"].zpelem-text { background-color:#8ac53f; background-image:unset; border-radius:1px; padding-block-start:5px; padding-block-end:5px; padding-inline-start:10px; margin-block-start:0px; } </style><div class="zptext zptext-align-left " data-editor="true"><p><span style="color:rgb(0, 0, 0);font-size:18px;font-weight:700;">APPOINTMENTS</span></p></div>
</div><div data-element-id="elm_Fbh305D43p6aZxipjky8Ew" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_Fbh305D43p6aZxipjky8Ew"].zpelem-text { line-height:25px; border-radius:1px; padding-inline-end:10px; padding-block-end:20px; padding-inline-start:10px; margin-block-start:5px; } [data-element-id="elm_Fbh305D43p6aZxipjky8Ew"].zpelem-text :is(h1,h2,h3,h4,h5,h6){ line-height:25px; } </style><div class="zptext zptext-align-left " data-editor="true"><p style="line-height:2;"><span style="font-size:14px;"><a href="https://app.elationemr.com/book/insightlifecare/30-minutes" title="Members (free!)" target="_blank" rel="">Members (free!)</a></span></p><p style="line-height:2;"><span style="font-size:14px;"><a href="/telehealth/schedule" title="Non Members ($50)" target="_blank" rel="">Non Members ($50)</a></span></p></div>
</div></div><div data-element-id="elm_pkNP3vJfBAbAZIXh6EdNAA" data-element-type="box" class="zpelem-box zpelement zpbox-container zpdark-section zpdark-section-bg "><style type="text/css"> [data-element-id="elm_pkNP3vJfBAbAZIXh6EdNAA"].zpelem-box{ background-color:#FFFFFF; background-image:unset; border-style:solid; border-color:#013A51 !important; border-width:1px; border-radius:1px; } </style><div data-element-id="elm_V1GPDLPi7yiKkXPBVbGwAw" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_V1GPDLPi7yiKkXPBVbGwAw"].zpelem-text { background-color:#8ac53f; background-image:unset; border-radius:1px; padding-block-start:5px; padding-block-end:5px; padding-inline-start:10px; margin-block-start:0px; } </style><div class="zptext zptext-align-left " data-editor="true"><p><span style="color:rgb(0, 0, 0);font-size:18px;font-weight:700;">MEET DR. NUSSBAUM</span></p></div>
</div><div data-element-id="elm_v-PPrOgzazKLQRrTPz9tGQ" data-element-type="image" class="zpelement zpelem-image "><style> [data-element-id="elm_v-PPrOgzazKLQRrTPz9tGQ"].zpelem-image { border-radius:1px; margin:0px; } </style><div data-caption-color="" data-size-tablet="size-original" data-size-mobile="size-original" data-align="center" data-tablet-image-separate="" data-mobile-image-separate="" class="zpimage-container zpimage-align-center zpimage-size-fit zpimage-tablet-fallback-fit zpimage-mobile-fallback-fit "><figure role="none" class="zpimage-data-ref"><a class="zpimage-anchor" href="/chris-nussbaum" target="_blank" title="Learn more about Dr. Nussbaum" rel=""><picture><img class="zpimage zpimage-style-none zpimage-space-none " src="/portrait.png" size="fit" style="width:100%;padding:0px;margin:0px;"/></picture></a></figure></div>
</div><div data-element-id="elm_sfuc3EWWtv73vFOW4zfMLQ" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_sfuc3EWWtv73vFOW4zfMLQ"].zpelem-text { line-height:19px; border-radius:1px; padding-inline-end:10px; padding-block-end:10px; padding-inline-start:10px; } [data-element-id="elm_sfuc3EWWtv73vFOW4zfMLQ"].zpelem-text :is(h1,h2,h3,h4,h5,h6){ line-height:19px; } </style><div class="zptext zptext-align-left " data-editor="true"><p><span style="color:rgb(0, 0, 0);font-size:14px;">Chris Nussbaum, MD, FHM founded Insight Life Care after 25 years of primary care and hospital practice in order to create an environment where patients are at the forefront of care. <a href="/chris-nussbaum" title="Click here to learn more&amp;nbsp;»" target="_blank" rel="">Click here to learn more&nbsp;»</a></span></p></div>
</div></div><div data-element-id="elm_PUDQq47OQSP31bf5n9fjMw" data-element-type="box" class="zpelem-box zpelement zpbox-container zpdark-section zpdark-section-bg "><style type="text/css"> [data-element-id="elm_PUDQq47OQSP31bf5n9fjMw"].zpelem-box{ background-color:#FFFFFF; background-image:unset; border-radius:1px; } </style><div data-element-id="elm_PEWFxHd9iSbaGMI-NfY_oA" data-element-type="image" class="zpelement zpelem-image "><style> [data-element-id="elm_PEWFxHd9iSbaGMI-NfY_oA"].zpelem-image { border-style:solid; border-color:#013A51 !important; border-width:1px; border-radius:1px; margin:0px; } </style><div data-caption-color="" data-size-tablet="size-original" data-size-mobile="size-original" data-align="center" data-tablet-image-separate="" data-mobile-image-separate="" class="zpimage-container zpimage-align-center zpimage-size-fit zpimage-tablet-fallback-fit zpimage-mobile-fallback-fit "><figure role="none" class="zpimage-data-ref"><a class="zpimage-anchor" href="/testimonials" target="_blank" title="Click to read our patient testimonials!" rel=""><picture><img class="zpimage zpimage-style-none zpimage-space-none " src="/Marty-Patient-Callout-800x800.png" size="fit" style="width:100%;padding:0px;margin:0px;"/></picture></a></figure></div>
</div></div><div data-element-id="elm_KWPHcYTA59zMdL2MI0p4ZQ" data-element-type="box" class="zpelem-box zpelement zpbox-container zpdefault-section zpdefault-section-bg "><style type="text/css"> [data-element-id="elm_KWPHcYTA59zMdL2MI0p4ZQ"].zpelem-box{ background-color:#FFFFFF; background-image:unset; border-style:solid; border-color:#013A51 !important; border-width:1px; border-radius:1px; } </style><div data-element-id="elm_P4sVpaO2VknV21Pyf91FRA" data-element-type="iframe" class="zpelement zpelem-iframe "><style type="text/css"> [data-element-id="elm_P4sVpaO2VknV21Pyf91FRA"].zpelem-iframe{ border-radius:1px; } </style><div class="zpiframe-container zpiframe-align-left"><iframe class="zpiframe " src="https://www.health.gov/myhealthfinder?widget=true" width="862" height="485" align="left" frameBorder="0" scrolling="yes" data-element-id="myhealthfinderframe"></iframe></div>
</div></div></div></div><div data-element-id="elm_0nZ98y2dcNshde36z_GfGQ" data-element-type="row" class="zprow zprow-container zpalign-items-flex-start zpjustify-content-flex-start zpdefault-section zpdefault-section-bg " data-equal-column=""><style type="text/css"> [data-element-id="elm_0nZ98y2dcNshde36z_GfGQ"].zprow{ border-radius:1px; } </style><div data-element-id="elm_l4pHpNYHziGImu9RCTD78Q" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- zpdefault-section zpdefault-section-bg "><style type="text/css"> [data-element-id="elm_l4pHpNYHziGImu9RCTD78Q"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_sG1sht8Ab0vZlqbNQ9I47w" data-element-type="row" class="zprow zprow-container zpalign-items-flex-start zpjustify-content-flex-start zpdefault-section zpdefault-section-bg " data-equal-column=""><style type="text/css"> [data-element-id="elm_sG1sht8Ab0vZlqbNQ9I47w"].zprow{ border-radius:1px; } </style><div data-element-id="elm_WlFEPe7nb9Cw4jngToqIYg" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-3 zpcol-sm-6 zpalign-self- zpdefault-section zpdefault-section-bg "><style type="text/css"> [data-element-id="elm_WlFEPe7nb9Cw4jngToqIYg"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_Ode0CdRYVrZlGDK7RiOKwQ" data-element-type="button" class="zpelement zpelem-button "><style> [data-element-id="elm_Ode0CdRYVrZlGDK7RiOKwQ"].zpelem-button{ color:#013A51 ; border-radius:1px; } </style><div class="zpbutton-container zpbutton-align-center "><style type="text/css"> [data-element-id="elm_Ode0CdRYVrZlGDK7RiOKwQ"] .zpbutton.zpbutton-type-secondary{ background-color:#FFFFFF !important; color:#013A51 !important; border-style:solid; border-color:#013A51 !important; border-width:1px; } </style><a class="zpbutton-wrapper zpbutton zpbutton-type-secondary zpbutton-size-lg zpbutton-style-none zpbutton-full-width " href="/membership"><span class="zpbutton-content">MEMBERSHIP</span></a></div>
</div></div><div data-element-id="elm_PmRzr6WFD2tM07bbZLXl5Q" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-3 zpcol-sm-6 zpalign-self- zpdefault-section zpdefault-section-bg "><style type="text/css"> [data-element-id="elm_PmRzr6WFD2tM07bbZLXl5Q"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_q2iye05qiiY-1jIa7uV3ag" data-element-type="button" class="zpelement zpelem-button "><style> [data-element-id="elm_q2iye05qiiY-1jIa7uV3ag"].zpelem-button{ color:#013A51 ; border-radius:1px; } </style><div class="zpbutton-container zpbutton-align-center "><style type="text/css"> [data-element-id="elm_q2iye05qiiY-1jIa7uV3ag"] .zpbutton.zpbutton-type-secondary{ background-color:#FFFFFF !important; color:#013A51 !important; border-style:solid; border-color:#013A51 !important; border-width:1px; } </style><a class="zpbutton-wrapper zpbutton zpbutton-type-secondary zpbutton-size-lg zpbutton-style-none zpbutton-full-width " href="/chris-nussbaum"><span class="zpbutton-content">MEET THE DOCTOR</span></a></div>
</div></div><div data-element-id="elm_Ulhf8Odpik9t-6K71LeGTw" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-3 zpcol-sm-6 zpalign-self- zpdefault-section zpdefault-section-bg "><style type="text/css"> [data-element-id="elm_Ulhf8Odpik9t-6K71LeGTw"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_1d5VzSv3Ek4P9ZbtGNe_5Q" data-element-type="button" class="zpelement zpelem-button "><style> [data-element-id="elm_1d5VzSv3Ek4P9ZbtGNe_5Q"].zpelem-button{ color:#013A51 ; border-radius:1px; } </style><div class="zpbutton-container zpbutton-align-center "><style type="text/css"> [data-element-id="elm_1d5VzSv3Ek4P9ZbtGNe_5Q"] .zpbutton.zpbutton-type-primary{ background-color:#FFFFFF !important; color:#013A51 !important; border-style:solid; border-color:#013A51 !important; border-width:1px; } [data-element-id="elm_1d5VzSv3Ek4P9ZbtGNe_5Q"] .zpbutton[class*="zpbutton-type-"].zpbutton-outline{ border-color:#013A51; } </style><a class="zpbutton-wrapper zpbutton zpbutton-type-primary zpbutton-size-lg zpbutton-style-none zpbutton-outline zpbutton-full-width " href="/faqs" title="View Frequently Asked Questions"><span class="zpbutton-content">VIEW FAQS</span></a></div>
</div></div><div data-element-id="elm_OtrhHia02OhUUsBca-jURw" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-3 zpcol-sm-6 zpalign-self- zpdefault-section zpdefault-section-bg "><style type="text/css"> [data-element-id="elm_OtrhHia02OhUUsBca-jURw"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_4MiCcrum9j9MDI_aePISjA" data-element-type="button" class="zpelement zpelem-button "><style> [data-element-id="elm_4MiCcrum9j9MDI_aePISjA"].zpelem-button{ color:#013A51 ; border-radius:1px; } </style><div class="zpbutton-container zpbutton-align-center "><style type="text/css"> [data-element-id="elm_4MiCcrum9j9MDI_aePISjA"] .zpbutton.zpbutton-type-primary{ background-color:#FFFFFF !important; color:#013A51 !important; border-style:solid; border-color:#013A51 !important; border-width:1px; } </style><a class="zpbutton-wrapper zpbutton zpbutton-type-primary zpbutton-size-lg zpbutton-style-none zpbutton-full-width " href="tel:8137773764" rel="nofollow noreferrer noopener" title="Call Insight Life Care"><span class="zpbutton-content">CALL US</span></a></div>
</div></div></div></div></div></div></div></div> ]]></content:encoded><pubDate>Mon, 14 Jun 2021 16:13:14 +0000</pubDate></item><item><title><![CDATA[Our healthcare spend doesn't make us healthier]]></title><link>https://www.insightlifecare.com/blogs/post/healthcare-spend-doesnt-make-us-healthier</link><description><![CDATA[<img align="left" hspace="5" src="https://www.insightlifecare.com/healthcare spend.png"/>Americans, on average, spend over $5,000 on health care each year that doesn’t necessarily improve health. Learn about these expenses by reading this blog.]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_jNjuLTEHaPG7AlpG0ywC2Q" data-element-type="section" class="zpsection zpdefault-section zpdefault-section-bg "><style type="text/css"> [data-element-id="elm_jNjuLTEHaPG7AlpG0ywC2Q"].zpsection{ border-radius:1px; } </style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_cFtHHhkfNuMfyCYtc25Byg" data-element-type="row" class="zprow zprow-container zpalign-items-flex-start zpjustify-content-flex-start " data-equal-column=""><style type="text/css"> [data-element-id="elm_cFtHHhkfNuMfyCYtc25Byg"].zprow{ border-radius:1px; } </style><div data-element-id="elm_vj_lSLBgpvmGwSHwRRskLQ" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-9 zpcol-sm-12 zpalign-self- zpdefault-section zpdefault-section-bg "><style type="text/css"> [data-element-id="elm_vj_lSLBgpvmGwSHwRRskLQ"].zpelem-col{ border-radius:1px; padding-inline-end:30px; } </style><div data-element-id="elm_USxjDwHiMdWZvXSgaUgiww" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_USxjDwHiMdWZvXSgaUgiww"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-left " data-editor="true"><span style="color:rgb(0, 0, 0);">In 2019, the average American household spent almost $5,000 per person, on average for the year for health care. That’s a 101% increase from the year of 1984, where the typical annual health care costs were about $2,500 per person. There are many costs that are driving up the cost of health care. Unfortunately, many of these expenses are not necessarily making us healthier. These expenses simply mitigate illness and injury and don’t necessarily make us healthier for the longer term.</span><br></div>
</div><div data-element-id="elm_HIgi5vIAacSVuF-MFBRW9g" data-element-type="spacer" class="zpelement zpelem-spacer "><style> div[data-element-id="elm_HIgi5vIAacSVuF-MFBRW9g"] div.zpspacer { height:5px; } @media (max-width: 768px) { div[data-element-id="elm_HIgi5vIAacSVuF-MFBRW9g"] div.zpspacer { height:calc(5px / 3); } } </style><div class="zpspacer " data-height="5"></div>
</div><div data-element-id="elm_eIFhdiku6jwZzMpb2Iemrg" data-element-type="heading" class="zpelement zpelem-heading "><style> [data-element-id="elm_eIFhdiku6jwZzMpb2Iemrg"] h2.zpheading{ line-height:30px; letter-spacing:0px; } [data-element-id="elm_eIFhdiku6jwZzMpb2Iemrg"].zpelem-heading { border-radius:1px; } </style><h2
 class="zpheading zpheading-style-none zpheading-align-left " data-editor="true"><span style="font-weight:400;font-size:24px;">Why is healthcare so expensive?</span><br></h2></div>
<div data-element-id="elm_O2tHVc6kMsHXNQTjcTLHNg" data-element-type="row" class="zprow zprow-container zpalign-items-flex-start zpjustify-content-flex-start zpdefault-section zpdefault-section-bg " data-equal-column=""><style type="text/css"> [data-element-id="elm_O2tHVc6kMsHXNQTjcTLHNg"].zprow{ border-radius:1px; } </style><div data-element-id="elm_KMxRnmebf4cfRPGXQ9L7hg" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- zpdefault-section zpdefault-section-bg "><style type="text/css"> [data-element-id="elm_KMxRnmebf4cfRPGXQ9L7hg"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_7NJDhzSCWMYOKAry41XFLg" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_7NJDhzSCWMYOKAry41XFLg"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-left " data-editor="true"><div><span style="color:rgb(0, 0, 0);">One of the reasons that health care costs so much more these days is because of insurance. In 2018, the average American spent $3,400 for health insurance. Many employers bear the burden of insurance for their employees, but some companies pass some of the cost onto their employees. There are several different reasons that health care costs so much more than it used to. These include:</span></div><div><ul><li><span style="color:rgb(0, 0, 0);">An aging population, with 20% of the American population being over the age of 65 by 2030.</span></li><li><span style="color:rgb(0, 0, 0);">Inflation for health-related services. Medical care costs typically increase by 3.5% or more each year in comparison to the standard rate of inflation.</span></li><li><span style="color:rgb(0, 0, 0);">New health care products and services that are technology driven, which tend to have a higher price tag.</span></li><li><span style="color:rgb(0, 0, 0);">The consolidation of hospitals and doctor clinics can lead to a monopoly where there isn’t competition for prices.&nbsp;</span></li></ul></div></div>
</div><div data-element-id="elm_ESkonPZfe9kNX9yL9RdYJw" data-element-type="spacer" class="zpelement zpelem-spacer "><style> div[data-element-id="elm_ESkonPZfe9kNX9yL9RdYJw"] div.zpspacer { height:5px; } @media (max-width: 768px) { div[data-element-id="elm_ESkonPZfe9kNX9yL9RdYJw"] div.zpspacer { height:calc(5px / 3); } } </style><div class="zpspacer " data-height="5"></div>
</div><div data-element-id="elm_gjOKbFdNv8PZIUfcL6L6Zg" data-element-type="heading" class="zpelement zpelem-heading "><style> [data-element-id="elm_gjOKbFdNv8PZIUfcL6L6Zg"] h2.zpheading{ line-height:30px; letter-spacing:0px; } [data-element-id="elm_gjOKbFdNv8PZIUfcL6L6Zg"].zpelem-heading { border-radius:1px; } </style><h2
 class="zpheading zpheading-style-none zpheading-align-left " data-editor="true"><span style="font-weight:400;font-size:24px;">How can Americans save money on health care?</span><br></h2></div>
<div data-element-id="elm_0n6gIp8gnRM-lwH1KMrGRQ" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_0n6gIp8gnRM-lwH1KMrGRQ"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-left " data-editor="true"><span style="color:rgb(0, 0, 0);">There are different ways that you can save money on health care. The most obvious way to avoid unnecessary health care costs is to take care of yourself. This includes healthy diet, exercise, and lifestyle choices. It is estimated that if Americans ate healthier, the United States as a whole would spend $50 billion per year less on health-related issues like stroke, heart disease, and type 2 diabetes. Simple things like quitting smoking can also make you healthier, but also save you money. If Americans reduced their smoking habits by as little as 10% this could potentially result in $6.3 billion reduction in health care costs related to the habit the following year.&nbsp;</span><br></div>
</div><div data-element-id="elm_5y8qRuaKiFXWUDOXNglOZg" data-element-type="spacer" class="zpelement zpelem-spacer "><style> div[data-element-id="elm_5y8qRuaKiFXWUDOXNglOZg"] div.zpspacer { height:5px; } @media (max-width: 768px) { div[data-element-id="elm_5y8qRuaKiFXWUDOXNglOZg"] div.zpspacer { height:calc(5px / 3); } } </style><div class="zpspacer " data-height="5"></div>
</div><div data-element-id="elm_PNFIpzQK2PvglWV5FlEP9Q" data-element-type="heading" class="zpelement zpelem-heading "><style> [data-element-id="elm_PNFIpzQK2PvglWV5FlEP9Q"] h2.zpheading{ line-height:30px; letter-spacing:0px; } [data-element-id="elm_PNFIpzQK2PvglWV5FlEP9Q"].zpelem-heading { border-radius:1px; } </style><h2
 class="zpheading zpheading-style-none zpheading-align-left " data-editor="true"><span style="font-size:24px;font-weight:400;">Ask for generic medications</span><br></h2></div>
<div data-element-id="elm_dspVyz13NQ71G8rqVlE_IA" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_dspVyz13NQ71G8rqVlE_IA"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-left " data-editor="true"><p><span style="color:rgb(0, 0, 0);">Generic drugs can save you a lot of money. If you are getting a prescription, like Glucophage, it’s generic counterpart would simply be called metformin. Glucophage costs about $34 for a supply of 30 tablets, whereas its generic counterpart metformin, depending upon where you live, could be as cheap as $8.50. According to some research, Americans save $8 to $10 billion each year simply by using a generic prescription whenever they need one.</span><br></p></div>
</div><div data-element-id="elm_DetZWtepPHirV-Ut102iiA" data-element-type="spacer" class="zpelement zpelem-spacer "><style> div[data-element-id="elm_DetZWtepPHirV-Ut102iiA"] div.zpspacer { height:5px; } @media (max-width: 768px) { div[data-element-id="elm_DetZWtepPHirV-Ut102iiA"] div.zpspacer { height:calc(5px / 3); } } </style><div class="zpspacer " data-height="5"></div>
</div><div data-element-id="elm_lLTAxpvmxcEunXKFfHCpJA" data-element-type="heading" class="zpelement zpelem-heading "><style> [data-element-id="elm_lLTAxpvmxcEunXKFfHCpJA"] h2.zpheading{ line-height:30px; letter-spacing:0px; } [data-element-id="elm_lLTAxpvmxcEunXKFfHCpJA"].zpelem-heading { border-radius:1px; } </style><h2
 class="zpheading zpheading-style-none zpheading-align-left " data-editor="true"><span style="font-size:24px;">Choose the right type of care at the right time</span></h2></div>
<div data-element-id="elm_NUPdtBDtuHmcvlZHKF9NAQ" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_NUPdtBDtuHmcvlZHKF9NAQ"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-left " data-editor="true"><div><div><span style="color:rgb(0, 0, 0);">Most people default to go to the emergency room if they are severely ill or injured. Not all types of illness or injury require an emergency room visit. Typically speaking an urgent care visit is going to cost you between $100 and $200 per visit. If you go to the emergency room, you are looking at a minimum of $750 for your bill.&nbsp;</span></div><div><span style="color:rgb(0, 0, 0);"><br></span></div><div><span style="color:rgb(0, 0, 0);">Other types of doctor interaction can also save you money. If you use a telemedicine service to consult with your doctor, it’s going to cost you considerably less than an in-person visit. Depending upon where you live, you could spend about $80 on a telemedicine session.&nbsp;</span></div></div><div></div></div>
</div><div data-element-id="elm_sWK7q6EfReUsmN-BfyARGQ" data-element-type="spacer" class="zpelement zpelem-spacer "><style> div[data-element-id="elm_sWK7q6EfReUsmN-BfyARGQ"] div.zpspacer { height:5px; } @media (max-width: 768px) { div[data-element-id="elm_sWK7q6EfReUsmN-BfyARGQ"] div.zpspacer { height:calc(5px / 3); } } </style><div class="zpspacer " data-height="5"></div>
</div><div data-element-id="elm_BMASu7z2CSIyZJmKHGXXdQ" data-element-type="heading" class="zpelement zpelem-heading "><style> [data-element-id="elm_BMASu7z2CSIyZJmKHGXXdQ"] h2.zpheading{ line-height:30px; letter-spacing:0px; } [data-element-id="elm_BMASu7z2CSIyZJmKHGXXdQ"].zpelem-heading { border-radius:1px; } </style><h2
 class="zpheading zpheading-style-none zpheading-align-left " data-editor="true"><span style="font-size:24px;font-weight:400;">Look outside the traditional healthcare model</span><br></h2></div>
<div data-element-id="elm_HpgGEJIUrFzfKmfAj7ckag" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_HpgGEJIUrFzfKmfAj7ckag"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-left " data-editor="true"><div><span style="color:rgb(0, 0, 0);">Depending upon where you live, a doctor’s visit could cost you between $100 to $600 depending upon the treatments that are provided. There are other options, like concierge medical care and other membership-based services. At Insight Life Care, a concierge medical service in Tampa, FL, a monthly membership starts at $150. This includes unlimited doctor visits, telemedicine, and much more personal interaction and care from your physician.&nbsp;</span></div><span style="color:rgb(0, 0, 0);"><br></span><div><span style="color:rgb(0, 0, 0);">If you are looking at any type of medical procedure, consider having it done in an outpatient setting if possible. Many times, if you need a procedure, it often costs less to have it done at a clinic rather than in the hospital. In 2017, the last year where such data was available, the average cost of an outpatient treatment was around $3,800, while average cost of an inpatient treatment was about $13,200 at an inpatient facility.&nbsp;</span></div></div>
</div><div data-element-id="elm_EgoU_u011Vmi3YcBh0V8Bg" data-element-type="spacer" class="zpelement zpelem-spacer "><style> div[data-element-id="elm_EgoU_u011Vmi3YcBh0V8Bg"] div.zpspacer { height:5px; } @media (max-width: 768px) { div[data-element-id="elm_EgoU_u011Vmi3YcBh0V8Bg"] div.zpspacer { height:calc(5px / 3); } } </style><div class="zpspacer " data-height="5"></div>
</div><div data-element-id="elm_eRMzMVlMrc7OB6V15gkezg" data-element-type="heading" class="zpelement zpelem-heading "><style> [data-element-id="elm_eRMzMVlMrc7OB6V15gkezg"] h2.zpheading{ line-height:30px; letter-spacing:0px; } [data-element-id="elm_eRMzMVlMrc7OB6V15gkezg"].zpelem-heading { border-radius:1px; } </style><h2
 class="zpheading zpheading-style-none zpheading-align-left " data-editor="true"><span style="font-size:24px;font-weight:400;">If you are an employer, offer an employee wellness program</span><br></h2></div>
<div data-element-id="elm_8gpnENjBS0PavSQX-xSLZQ" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_8gpnENjBS0PavSQX-xSLZQ"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-left " data-editor="true"><div><span style="color:rgb(0, 0, 0);">A Harvard study found that employee wellness programs are a good investment for most companies. For every $1 that an employer spends, on average on wellness programs, they will likely see a $6 return on investment. This includes a $3 savings on health care costs and a $3 savings on improved employee productivity and attendance.&nbsp;</span><br></div></div>
</div><div data-element-id="elm_vWoHnQOn9Sr7R1Nr51y9eg" data-element-type="spacer" class="zpelement zpelem-spacer "><style> div[data-element-id="elm_vWoHnQOn9Sr7R1Nr51y9eg"] div.zpspacer { height:5px; } @media (max-width: 768px) { div[data-element-id="elm_vWoHnQOn9Sr7R1Nr51y9eg"] div.zpspacer { height:calc(5px / 3); } } </style><div class="zpspacer " data-height="5"></div>
</div><div data-element-id="elm_lQFs3TOEUBQVPgtO3UX4yw" data-element-type="heading" class="zpelement zpelem-heading "><style> [data-element-id="elm_lQFs3TOEUBQVPgtO3UX4yw"] h2.zpheading{ line-height:30px; letter-spacing:0px; } [data-element-id="elm_lQFs3TOEUBQVPgtO3UX4yw"].zpelem-heading { border-radius:1px; } </style><h2
 class="zpheading zpheading-style-none zpheading-align-left " data-editor="true"><span style="font-size:24px;font-weight:400;">Take advantage of preventive care benefits</span><br></h2></div>
<div data-element-id="elm_F133Etx2M4E4NHhSok3m5w" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_F133Etx2M4E4NHhSok3m5w"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-left " data-editor="true"><div><span style="color:rgb(0, 0, 0);">Many people don’t realize that their health plans could potentially bear the cost of their preventative care, including regular exams, screenings, and immunizations. According to research from 2010, missed preventative care costs added up for the year in which the research was conducted. It was estimated that certain primary care services could have potentially saved up to $1.5 billion.&nbsp;</span><br></div></div>
</div><div data-element-id="elm_rmdOS8aFrc5Af6GKXHvsSQ" data-element-type="spacer" class="zpelement zpelem-spacer "><style> div[data-element-id="elm_rmdOS8aFrc5Af6GKXHvsSQ"] div.zpspacer { height:5px; } @media (max-width: 768px) { div[data-element-id="elm_rmdOS8aFrc5Af6GKXHvsSQ"] div.zpspacer { height:calc(5px / 3); } } </style><div class="zpspacer " data-height="5"></div>
</div><div data-element-id="elm_TOkSWDaPzIpMMYLv3UEqDg" data-element-type="heading" class="zpelement zpelem-heading "><style> [data-element-id="elm_TOkSWDaPzIpMMYLv3UEqDg"] h2.zpheading{ line-height:30px; letter-spacing:0px; } [data-element-id="elm_TOkSWDaPzIpMMYLv3UEqDg"].zpelem-heading { border-radius:1px; } </style><h2
 class="zpheading zpheading-style-none zpheading-align-left " data-editor="true"><span style="font-size:24px;font-weight:400;">Finding a health care option that is right for you</span><br></h2></div>
<div data-element-id="elm_6I9Ti2WXdoZpwvDdZpg1wg" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_6I9Ti2WXdoZpwvDdZpg1wg"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-left " data-editor="true"><p><span style="font-size:16px;color:rgb(0, 0, 0);"><span style="color:inherit;">Finding the balance of affordable health care that is convenient and hassle-free will take a little bit of time and vary based upon your needs. A concierge medical service can often meet all of your needs whether or not you have insurance.</span><br></span></p><p><span style="font-size:16px;color:rgb(0, 0, 0);"><br></span></p><p><span style="font-size:16px;color:rgb(0, 0, 0);">Insight Life Care takes the guesswork out of your costs. We offer a membership-based primary direct care model that makes healthcare affordable and convenient. We have plans that cost $150/month, $250/month, and we even have a program for employers to help their employees get the healthcare that they need. Some of the benefits of our membership-based concierge direct primary care model include:</span></p><ul><li style="font-size:11pt;"><p><span style="font-size:16px;color:rgb(0, 0, 0);"><span style="font-weight:bold;">Your costs are controlled:</span> For $150/month, you have unlimited access to a doctor with over 30 years of experience practicing internal medicine in Tampa Bay. In our office, we can cover 80-90% of your healthcare needs. If we encounter an issue that needs specialist intervention, we will schedule, manage, and follow up with all outside providers for you.</span></p></li><li style="font-size:11pt;"><p><span style="font-size:16px;color:rgb(0, 0, 0);"><span style="font-weight:bold;">More time with your doctor: </span>Developing a personal relationship with your doctor enables you to truly engage in your healthcare. Also, having a doctor you can call 24/7 helps to keep you out of urgent care clinics and emergency rooms. It’s like having a doctor in the family!</span></p></li><li style="font-size:11pt;"><p><span style="color:rgb(0, 0, 0);font-size:16px;"><span style="font-weight:bold;">No health insurance needed:</span> We provide the same level of care to our patients regardless of their health insurance status. Although our services are not a replacement for health insurance, we can meet most of your healthcare needs in our office for a low monthly cost. For our uninsured patients, we have negotiated cash prices with outside providers to make your entire healthcare experience more affordable. <a href="https://www.insightlifecare.com/contact" style="text-decoration-line:underline;">Contact us</a> to learn more.</span></p></li><li style="font-size:11pt;"><p><span style="font-size:16px;color:rgb(0, 0, 0);"><span style="font-weight:bold;">Accessible visit options: </span>Our doctor and nurse will see you wherever you are, whether via telemedicine, an in-office visit, or a home doctor visit in Tampa. We understand that traveling to our office is not always convenient or available to you - just let us know which visit option works best for you.</span></p></li></ul></div>
</div><div data-element-id="elm_8GGunNCjbxxBLKDiKnVFSQ" data-element-type="spacer" class="zpelement zpelem-spacer "><style> div[data-element-id="elm_8GGunNCjbxxBLKDiKnVFSQ"] div.zpspacer { height:14px; } @media (max-width: 768px) { div[data-element-id="elm_8GGunNCjbxxBLKDiKnVFSQ"] div.zpspacer { height:calc(14px / 3); } } </style><div class="zpspacer " data-height="14"></div>
</div></div></div></div><div data-element-id="elm_XKzFjPtzum7ZmsmpHXo9uA" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-3 zpcol-sm-12 zpalign-self- zpdefault-section zpdefault-section-bg zp-hidden-sm zp-hidden-xs "><style type="text/css"> [data-element-id="elm_XKzFjPtzum7ZmsmpHXo9uA"].zpelem-col{ background-color:#ECF0F1; background-image:unset; border-radius:1px; } </style><div data-element-id="elm_e-ZqckTLsSy9Cj18q5KTAQ" data-element-type="box" class="zpelem-box zpelement zpbox-container zpdark-section zpdark-section-bg "><style type="text/css"> [data-element-id="elm_e-ZqckTLsSy9Cj18q5KTAQ"].zpelem-box{ background-color:#FFFFFF; background-image:unset; border-radius:1px; } </style><div data-element-id="elm_at93fpKVGeSg-MxjIA5-UA" data-element-type="image" class="zpelement zpelem-image "><style> [data-element-id="elm_at93fpKVGeSg-MxjIA5-UA"].zpelem-image { border-style:solid; border-color:#013A51 !important; border-width:1px; border-radius:1px; margin:0px; } </style><div data-caption-color="" data-size-tablet="size-original" data-size-mobile="size-original" data-align="center" data-tablet-image-separate="" data-mobile-image-separate="" class="zpimage-container zpimage-align-center zpimage-size-fit zpimage-tablet-fallback-fit zpimage-mobile-fallback-fit "><figure role="none" class="zpimage-data-ref"><a class="zpimage-anchor" href="/testimonials" target="_blank" title="Click to read our patient testimonials!" rel=""><picture><img class="zpimage zpimage-style-none zpimage-space-none " src="/Marty-Patient-Callout-800x800.png" size="fit" style="width:100%;padding:0px;margin:0px;"/></picture></a></figure></div>
</div></div><div data-element-id="elm_G-CKxgoMbCl4n0DORClqpw" data-element-type="box" class="zpelem-box zpelement zpbox-container zpdark-section zpdark-section-bg "><style type="text/css"> [data-element-id="elm_G-CKxgoMbCl4n0DORClqpw"].zpelem-box{ background-color:#FFFFFF; background-image:unset; border-style:solid; border-color:#013A51 !important; border-width:1px; border-radius:1px; } </style><div data-element-id="elm_Nc-OLvWXbTgAVhtir0H6zg" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_Nc-OLvWXbTgAVhtir0H6zg"].zpelem-text { background-color:#8ac53f; background-image:unset; border-radius:1px; padding-block-start:5px; padding-block-end:5px; padding-inline-start:10px; margin-block-start:0px; } </style><div class="zptext zptext-align-left " data-editor="true"><p><span style="color:rgb(0, 0, 0);font-size:18px;font-weight:700;">MEET DR. NUSSBAUM</span></p></div>
</div><div data-element-id="elm_f9bNuiTBcnsSbD3PJ2cE9A" data-element-type="image" class="zpelement zpelem-image "><style> [data-element-id="elm_f9bNuiTBcnsSbD3PJ2cE9A"].zpelem-image { border-radius:1px; margin:0px; } </style><div data-caption-color="" data-size-tablet="size-original" data-size-mobile="size-original" data-align="center" data-tablet-image-separate="" data-mobile-image-separate="" class="zpimage-container zpimage-align-center zpimage-size-fit zpimage-tablet-fallback-fit zpimage-mobile-fallback-fit "><figure role="none" class="zpimage-data-ref"><a class="zpimage-anchor" href="/chris-nussbaum" target="_blank" title="Learn more about Dr. Nussbaum" rel=""><picture><img class="zpimage zpimage-style-none zpimage-space-none " src="/portrait.png" size="fit" style="width:100%;padding:0px;margin:0px;"/></picture></a></figure></div>
</div><div data-element-id="elm_QOaDtiDfTcwQyNefle9-Ag" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_QOaDtiDfTcwQyNefle9-Ag"].zpelem-text { line-height:19px; border-radius:1px; padding-inline-end:10px; padding-block-end:10px; padding-inline-start:10px; } [data-element-id="elm_QOaDtiDfTcwQyNefle9-Ag"].zpelem-text :is(h1,h2,h3,h4,h5,h6){ line-height:19px; } </style><div class="zptext zptext-align-left " data-editor="true"><p><span style="color:rgb(0, 0, 0);font-size:14px;">Chris Nussbaum, MD, FHM founded Insight Life Care after 25 years of primary care and hospital practice in order to create an environment where patients are at the forefront of care. <a href="/chris-nussbaum" title="Click here to learn more&amp;nbsp;»" target="_blank" rel="">Click here to learn more&nbsp;»</a></span></p></div>
</div></div><div data-element-id="elm_EzVKbGYenSDnM2O-mWWyvA" data-element-type="box" class="zpelem-box zpelement zpbox-container zpdark-section zpdark-section-bg "><style type="text/css"> [data-element-id="elm_EzVKbGYenSDnM2O-mWWyvA"].zpelem-box{ background-color:#FFFFFF; background-image:unset; border-style:solid; border-color:#013A51 !important; border-width:1px; border-radius:1px; } </style><div data-element-id="elm_5feEWt-ADx4chZRyQlMtCA" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_5feEWt-ADx4chZRyQlMtCA"].zpelem-text { background-color:#8ac53f; background-image:unset; border-radius:1px; padding-block-start:5px; padding-block-end:5px; padding-inline-start:10px; margin-block-start:0px; } </style><div class="zptext zptext-align-left " data-editor="true"><p><span style="color:rgb(0, 0, 0);font-size:18px;font-weight:700;">RELATED ARTICLES</span></p></div>
</div><div data-element-id="elm_Tb2BIpO_eyK7FBO_MoM0sA" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_Tb2BIpO_eyK7FBO_MoM0sA"].zpelem-text { line-height:25px; border-radius:1px; padding-inline-end:10px; padding-block-end:20px; padding-inline-start:10px; margin-block-start:5px; } [data-element-id="elm_Tb2BIpO_eyK7FBO_MoM0sA"].zpelem-text :is(h1,h2,h3,h4,h5,h6){ line-height:25px; } </style><div class="zptext zptext-align-left " data-editor="true"><p style="line-height:2;"><span style="color:rgb(0, 0, 0);font-size:14px;"><a href="/concierge-medicine" title="What is Concierge Medicine?" rel="">What is Concierge Medicine?</a></span></p><p><span style="color:rgb(0, 0, 0);font-size:14px;"><a href="/internal-medicine" title="What is Internal Medicine?" rel="">What is Internal Medicine?</a></span></p><p style="line-height:2;"><span style="color:rgb(0, 0, 0);font-size:14px;"><a href="/benefits-of-concierge-internal-medicine" title="Benefits of Concierge Medicine" rel="">Benefits of Concierge Medicine</a></span></p><p style="line-height:1;"><span style="color:rgb(0, 0, 0);font-size:14px;"><a href="/concierge-medicine/employer-sponsored-care" title="Employer Sponsored Direct Primary Care" rel="">Employer Sponsored Direct Primary Care</a></span></p><p style="line-height:2;"><span style="color:rgb(0, 0, 0);font-size:14px;"><a href="/concierge-medicine/benefits" title="Why Membership Based Care?" rel="">Why Membership Based Care?</a></span></p></div>
</div></div><div data-element-id="elm_plWgS1bQ26b7J4EXqAsJLg" data-element-type="box" class="zpelem-box zpelement zpbox-container zpdark-section zpdark-section-bg "><style type="text/css"> [data-element-id="elm_plWgS1bQ26b7J4EXqAsJLg"].zpelem-box{ background-color:#FFFFFF; background-image:unset; border-style:solid; border-color:#013A51 !important; border-width:1px; border-radius:1px; } </style><div data-element-id="elm_5AuXD8mFxNz060gxbbGzIw" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_5AuXD8mFxNz060gxbbGzIw"].zpelem-text { background-color:#8ac53f; background-image:unset; border-radius:1px; padding-block-start:5px; padding-block-end:5px; padding-inline-start:10px; margin-block-start:0px; } </style><div class="zptext zptext-align-left " data-editor="true"><p><span style="color:rgb(0, 0, 0);font-size:18px;font-weight:700;">INSIGHT LIFE CARE</span></p></div>
</div><div data-element-id="elm_3oCnyigwkOgIKcr0Cdd1HQ" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_3oCnyigwkOgIKcr0Cdd1HQ"].zpelem-text { line-height:25px; border-radius:1px; padding-inline-end:10px; padding-block-end:20px; padding-inline-start:10px; margin-block-start:5px; } [data-element-id="elm_3oCnyigwkOgIKcr0Cdd1HQ"].zpelem-text :is(h1,h2,h3,h4,h5,h6){ line-height:25px; } </style><div class="zptext zptext-align-left " data-editor="true"><p style="line-height:2;"><span style="font-size:14px;"><a href="/about" title="Our Philosophy" rel="">Our Philosophy</a></span></p><p style="line-height:2;"><a href="/services" title="Our Services" rel=""><span style="font-size:14px;">Our Services</span></a></p><p style="line-height:2;"><span style="font-size:14px;"><a href="/faqs" title="Frequently Asked Questions" rel="">Frequently Asked Questions</a></span></p><p style="line-height:2;"><span style="font-size:14px;"><a href="/membership" title="Membership Options" rel="">Membership Options</a></span></p><p style="line-height:2;"><span style="font-size:14px;"><a href="/concierge-medicine/employer-sponsored-care" title="Employee Health Plans" rel="">Employee Health Plans</a>'</span></p><p style="line-height:2;"><span style="font-size:14px;"><a href="/testimonials" title="Patient Testimonials" rel="">Patient Testimonials</a></span></p><p style="line-height:2;"><span style="font-size:14px;"><a href="/schedule" title="Schedule an Appointment" rel="">Schedule an Appointment</a></span></p><p style="line-height:2;"><span style="font-size:14px;"><a href="/contact" title="Contact Us" rel="">Contact Us</a></span></p></div>
</div></div><div data-element-id="elm_d9chodOfWJcgtEvPGmtfcw" data-element-type="box" class="zpelem-box zpelement zpbox-container zpdark-section zpdark-section-bg "><style type="text/css"> [data-element-id="elm_d9chodOfWJcgtEvPGmtfcw"].zpelem-box{ background-color:#FFFFFF; background-image:unset; border-style:solid; border-color:#013A51 !important; border-width:1px; border-radius:1px; } </style><div data-element-id="elm_dOJC8caSiHSnuX6-ad3W4g" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_dOJC8caSiHSnuX6-ad3W4g"].zpelem-text { background-color:#8ac53f; background-image:unset; border-radius:1px; padding-block-start:5px; padding-block-end:5px; padding-inline-start:10px; margin-block-start:0px; } </style><div class="zptext zptext-align-left " data-editor="true"><p><span style="color:rgb(0, 0, 0);font-size:18px;font-weight:700;">LET'S CONNECT</span></p></div>
</div><div data-element-id="elm_MYQ_Y14Pyyp9IfhZe8IaNQ" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_MYQ_Y14Pyyp9IfhZe8IaNQ"].zpelem-text { line-height:25px; border-radius:1px; padding-inline-end:10px; padding-block-end:20px; padding-inline-start:10px; margin-block-start:5px; } [data-element-id="elm_MYQ_Y14Pyyp9IfhZe8IaNQ"].zpelem-text :is(h1,h2,h3,h4,h5,h6){ line-height:25px; } </style><div class="zptext zptext-align-left " data-editor="true"><p style="line-height:2;"><span style="color:inherit;font-size:14px;"><a href="https://sitebuilder-716303053.zohositescontent.com/" target="_blank" rel="">Facebook</a><br></span></p><blockquote style="margin-left:40px;"></blockquote><p style="line-height:2;"><span style="color:inherit;font-size:14px;"><a href="https://sitebuilder-716303053.zohositescontent.com/" target="_blank" rel="">YouTube</a><br></span></p><blockquote style="margin-left:40px;"></blockquote><p style="line-height:2;"><span style="color:inherit;font-size:14px;"><a href="https://www.instagram.com/insightlifecarefl/" target="_blank" rel="">Instagram</a><br></span></p><p><a href="https://www.linkedin.com/company/insightlifecare/" target="_blank" rel=""><span style="font-size:14px;">LinkedIn</span></a></p></div>
</div></div><div data-element-id="elm_BF1ERDQXBAdQwDth4eZQ1g" data-element-type="box" class="zpelem-box zpelement zpbox-container zpdefault-section zpdefault-section-bg "><style type="text/css"> [data-element-id="elm_BF1ERDQXBAdQwDth4eZQ1g"].zpelem-box{ background-color:#FFFFFF; background-image:unset; border-style:solid; border-color:#013A51 !important; border-width:1px; border-radius:1px; padding:10px; } </style><div class="zpelement zpelem-newsletter " data-list-id="" data-integ-type="1" data-element-id="elm_ID45GvaXAnBEX40zIeC6IA" data-element-type="newsletter"><style type="text/css"> [data-element-id="elm_ID45GvaXAnBEX40zIeC6IA"].zpelem-newsletter input[type="text"]{ font-family:Poppins,sans-serif; font-size:14px; font-weight:400; border-radius:1px; } [data-element-id="elm_ID45GvaXAnBEX40zIeC6IA"].zpelem-newsletter .zpform-container .zpbutton{ background-color:#8AC53F !important; color:#000000 ; } [data-element-id="elm_ID45GvaXAnBEX40zIeC6IA"].zpelem-newsletter .zpheading{ color:#000000 ; font-family:Poppins,sans-serif; font-size:20px; font-weight:400; } [data-element-id="elm_ID45GvaXAnBEX40zIeC6IA"].zpelem-newsletter .zptext{ color:#000000 ; font-size:14px; } [data-element-id="elm_ID45GvaXAnBEX40zIeC6IA"].zpelem-newsletter{ border-radius:1px; } </style><div class="zpnewsletter-container zpnewsletter-style-02 "><h2 class="zpheading zpheading-align-center zpnewsletter-heading" data-editor="true">Subscribe to our newsletter</h2><p class="zptext zptext-align-center zpnewsletter-desc" data-editor="true"> Stay informed about our latest updates through email. Subscribe here.</p><form class="zpform-container zpnewsletter-input-container"><label for="Name_elm_ID45GvaXAnBEX40zIeC6IA" class="zs-visually-hidden">Name</label><input type="text" id="Name_elm_ID45GvaXAnBEX40zIeC6IA" name="name" placeholder="Name" class="zpnewsletter-name-input-field"/><label for="Email_elm_ID45GvaXAnBEX40zIeC6IA" class="zs-visually-hidden">Email</label><input type="text" id="Email_elm_ID45GvaXAnBEX40zIeC6IA" name="email" placeholder="Email" class="zpnewsletter-email-input-field"/><button type="submit" class="zpbutton zpnewsletter-button zpbutton-type-primary zpbutton-size-md">Subscribe</button></form></div>
</div></div></div></div><div data-element-id="elm_A_r1CMOJjmlAOcR6QcYJGQ" data-element-type="row" class="zprow zprow-container zpalign-items-flex-start zpjustify-content-flex-start zpdefault-section zpdefault-section-bg " data-equal-column=""><style type="text/css"> [data-element-id="elm_A_r1CMOJjmlAOcR6QcYJGQ"].zprow{ border-radius:1px; } </style><div data-element-id="elm_4Yiq9onActj3zQBg6A8M2w" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- zpdefault-section zpdefault-section-bg "><style type="text/css"> [data-element-id="elm_4Yiq9onActj3zQBg6A8M2w"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_bzK8V3_mlAWexP6DdNu_IQ" data-element-type="row" class="zprow zprow-container zpalign-items-flex-start zpjustify-content-flex-start zpdefault-section zpdefault-section-bg " data-equal-column=""><style type="text/css"> [data-element-id="elm_bzK8V3_mlAWexP6DdNu_IQ"].zprow{ border-radius:1px; } </style><div data-element-id="elm__OPY74m3aj1YXTqQwjaUbg" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-3 zpcol-sm-6 zpalign-self- zpdefault-section zpdefault-section-bg "><style type="text/css"> [data-element-id="elm__OPY74m3aj1YXTqQwjaUbg"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_roD7BG8MaSEO0iMmhB4xOg" data-element-type="button" class="zpelement zpelem-button "><style> [data-element-id="elm_roD7BG8MaSEO0iMmhB4xOg"].zpelem-button{ color:#013A51 ; border-radius:1px; } </style><div class="zpbutton-container zpbutton-align-center "><style type="text/css"> [data-element-id="elm_roD7BG8MaSEO0iMmhB4xOg"] .zpbutton.zpbutton-type-secondary{ background-color:#FFFFFF !important; color:#013A51 !important; border-style:solid; border-color:#013A51 !important; border-width:1px; } </style><a class="zpbutton-wrapper zpbutton zpbutton-type-secondary zpbutton-size-lg zpbutton-style-none zpbutton-full-width " href="/membership"><span class="zpbutton-content">MEMBERSHIP</span></a></div>
</div></div><div data-element-id="elm_V2C1P8cfc5A-4knas1rZCA" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-3 zpcol-sm-6 zpalign-self- zpdefault-section zpdefault-section-bg "><style type="text/css"> [data-element-id="elm_V2C1P8cfc5A-4knas1rZCA"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_YBS90JHxZmTGhmd0KqS9yg" data-element-type="button" class="zpelement zpelem-button "><style> [data-element-id="elm_YBS90JHxZmTGhmd0KqS9yg"].zpelem-button{ color:#013A51 ; border-radius:1px; } </style><div class="zpbutton-container zpbutton-align-center "><style type="text/css"> [data-element-id="elm_YBS90JHxZmTGhmd0KqS9yg"] .zpbutton.zpbutton-type-secondary{ background-color:#FFFFFF !important; color:#013A51 !important; border-style:solid; border-color:#013A51 !important; border-width:1px; } </style><a class="zpbutton-wrapper zpbutton zpbutton-type-secondary zpbutton-size-lg zpbutton-style-none zpbutton-full-width " href="/chris-nussbaum"><span class="zpbutton-content">MEET THE DOCTOR</span></a></div>
</div></div><div data-element-id="elm_PDhO1_wcys5vVEapsE29PQ" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-3 zpcol-sm-6 zpalign-self- zpdefault-section zpdefault-section-bg "><style type="text/css"> [data-element-id="elm_PDhO1_wcys5vVEapsE29PQ"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_-A3MKDAoMWHA2hI6F8I6UQ" data-element-type="button" class="zpelement zpelem-button "><style> [data-element-id="elm_-A3MKDAoMWHA2hI6F8I6UQ"].zpelem-button{ color:#013A51 ; border-radius:1px; } </style><div class="zpbutton-container zpbutton-align-center "><style type="text/css"> [data-element-id="elm_-A3MKDAoMWHA2hI6F8I6UQ"] .zpbutton.zpbutton-type-primary{ background-color:#FFFFFF !important; color:#013A51 !important; border-style:solid; border-color:#013A51 !important; border-width:1px; } [data-element-id="elm_-A3MKDAoMWHA2hI6F8I6UQ"] .zpbutton[class*="zpbutton-type-"].zpbutton-outline{ border-color:#013A51; } </style><a class="zpbutton-wrapper zpbutton zpbutton-type-primary zpbutton-size-lg zpbutton-style-none zpbutton-outline zpbutton-full-width " href="/faqs" title="View Frequently Asked Questions"><span class="zpbutton-content">VIEW FAQS</span></a></div>
</div></div><div data-element-id="elm_g6BWI6ohabjRA8egSIPyKg" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-3 zpcol-sm-6 zpalign-self- zpdefault-section zpdefault-section-bg "><style type="text/css"> [data-element-id="elm_g6BWI6ohabjRA8egSIPyKg"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_HscBziboq0V6q-rUwiOomA" data-element-type="button" class="zpelement zpelem-button "><style> [data-element-id="elm_HscBziboq0V6q-rUwiOomA"].zpelem-button{ color:#013A51 ; border-radius:1px; } </style><div class="zpbutton-container zpbutton-align-center "><style type="text/css"> [data-element-id="elm_HscBziboq0V6q-rUwiOomA"] .zpbutton.zpbutton-type-primary{ background-color:#FFFFFF !important; color:#013A51 !important; border-style:solid; border-color:#013A51 !important; border-width:1px; } </style><a class="zpbutton-wrapper zpbutton zpbutton-type-primary zpbutton-size-lg zpbutton-style-none zpbutton-full-width " href="tel:8137773764" rel="nofollow noreferrer noopener" title="Call Insight Life Care"><span class="zpbutton-content">CALL US</span></a></div>
</div></div></div></div></div></div></div></div> ]]></content:encoded><pubDate>Fri, 11 Jun 2021 17:56:16 +0000</pubDate></item><item><title><![CDATA[Employee health care options that supplement health insurance]]></title><link>https://www.insightlifecare.com/blogs/post/health-care-options-that-supplement-health-insurance</link><description><![CDATA[<img align="left" hspace="5" src="https://www.insightlifecare.com/employee health options.png"/>Health insurance premiums continue to increase year over year. Learn about these affordable options that can supplement your existing health care coverage.]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_EmBFiS3F02McHn0B2Z-MJA" data-element-type="section" class="zpsection zpdefault-section zpdefault-section-bg "><style type="text/css"> [data-element-id="elm_EmBFiS3F02McHn0B2Z-MJA"].zpsection{ border-radius:1px; } </style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_gD2NAB--liYwo6tMzy6w1Q" data-element-type="row" class="zprow zprow-container zpalign-items-flex-start zpjustify-content-flex-start " data-equal-column=""><style type="text/css"> [data-element-id="elm_gD2NAB--liYwo6tMzy6w1Q"].zprow{ border-radius:1px; } </style><div data-element-id="elm_8UZkqPYn1R8avhYQ4jcnLg" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-9 zpcol-sm-12 zpalign-self- zpdefault-section zpdefault-section-bg "><style type="text/css"> [data-element-id="elm_8UZkqPYn1R8avhYQ4jcnLg"].zpelem-col{ border-radius:1px; padding-inline-end:30px; } </style><div data-element-id="elm_TXgvFxys9x4Zu0gU93k6eg" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_TXgvFxys9x4Zu0gU93k6eg"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-left " data-editor="true"><div><span style="color:rgb(0, 0, 0);">For individuals, health insurance premiums have spiked in recent years. In 2020, the average person paid $380 per month for single coverage premiums. That number is even higher for families, with the average family paying $1,500 or more for their monthly premium. Even if some people can afford this, there are other issues with some health insurance policies, like hefty premiums and procedures that are not necessarily covered by one’s insurance policy. For employers, health insurance is also costly. On average, an employer will pay around $6,000 for single person coverage while family coverage will cost an employer around $15,000 per year.&nbsp;</span></div></div>
</div><div data-element-id="elm_dkpjCxSlOHnGsRmdbyX0ng" data-element-type="spacer" class="zpelement zpelem-spacer "><style> div[data-element-id="elm_dkpjCxSlOHnGsRmdbyX0ng"] div.zpspacer { height:5px; } @media (max-width: 768px) { div[data-element-id="elm_dkpjCxSlOHnGsRmdbyX0ng"] div.zpspacer { height:calc(5px / 3); } } </style><div class="zpspacer " data-height="5"></div>
</div><div data-element-id="elm_1OeOjroZIHhpG0gb55h0oQ" data-element-type="heading" class="zpelement zpelem-heading "><style> [data-element-id="elm_1OeOjroZIHhpG0gb55h0oQ"] h2.zpheading{ line-height:30px; letter-spacing:0px; } [data-element-id="elm_1OeOjroZIHhpG0gb55h0oQ"].zpelem-heading { border-radius:1px; } </style><h2
 class="zpheading zpheading-style-none zpheading-align-left " data-editor="true"><span style="font-weight:400;font-size:24px;">Health savings accounts</span><br></h2></div>
<div data-element-id="elm_ayjMxK4c60izCds_21HLgg" data-element-type="row" class="zprow zprow-container zpalign-items-flex-start zpjustify-content-flex-start zpdefault-section zpdefault-section-bg " data-equal-column=""><style type="text/css"> [data-element-id="elm_ayjMxK4c60izCds_21HLgg"].zprow{ border-radius:1px; } </style><div data-element-id="elm_2hheCbrAL0RfrKbkpWzF7Q" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- zpdefault-section zpdefault-section-bg "><style type="text/css"> [data-element-id="elm_2hheCbrAL0RfrKbkpWzF7Q"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_ORbHJkywFN7hzE5Yfp1RVw" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_ORbHJkywFN7hzE5Yfp1RVw"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-left " data-editor="true"><div><span style="color:rgb(0, 0, 0);">There are three different types of health savings accounts that can be driven by both employer and employee contributions. These include HSAs (health savings accounts), FSAs (flexible spending accounts), and HRAs (health reimbursement arrangements).&nbsp;</span></div><p><span style="color:rgb(0, 0, 0);"><br></span></p><div><span style="color:rgb(0, 0, 0);">If you have a high deductible health plan, you may set up an HSA through your employer or through a third-party provider. This allows you to contribute up to $3,600 per individual or $7,200 for your family. This money is pre-tax, can earn interest, and is not subject to taxes if used for qualified medical expenses.&nbsp;</span></div><p><span style="color:rgb(0, 0, 0);"><br></span></p><div><span style="color:rgb(0, 0, 0);">Flexible spending accounts allow individuals and their employers to contribute up to $2,750 per year. This is typically a payroll deduction that is used to reimburse employees for their qualified medical expenses.</span></div><p><span style="color:rgb(0, 0, 0);"><br></span></p><div><span style="color:rgb(0, 0, 0);">Lastly, an HRA is a benefitted plan that is solely eligible through an employer. Only employers contribute to these benefitted plans and an HRA is used to help an employee offset out-of-pocket health expenses.</span></div></div>
</div><div data-element-id="elm_yO15lYF05MqxAynvVs11PQ" data-element-type="spacer" class="zpelement zpelem-spacer "><style> div[data-element-id="elm_yO15lYF05MqxAynvVs11PQ"] div.zpspacer { height:5px; } @media (max-width: 768px) { div[data-element-id="elm_yO15lYF05MqxAynvVs11PQ"] div.zpspacer { height:calc(5px / 3); } } </style><div class="zpspacer " data-height="5"></div>
</div><div data-element-id="elm_atjWfxL8k7suYug2PdazpA" data-element-type="heading" class="zpelement zpelem-heading "><style> [data-element-id="elm_atjWfxL8k7suYug2PdazpA"] h2.zpheading{ line-height:30px; letter-spacing:0px; } [data-element-id="elm_atjWfxL8k7suYug2PdazpA"].zpelem-heading { border-radius:1px; } </style><h2
 class="zpheading zpheading-style-none zpheading-align-left " data-editor="true"><span style="font-weight:400;font-size:24px;">Membership-based medical services</span><br></h2></div>
<div data-element-id="elm_7tJ-RgKgIPybf7CMNxPIwA" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_7tJ-RgKgIPybf7CMNxPIwA"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-left " data-editor="true"><div><span style="color:rgb(0, 0, 0);">There are two primary options available for medical care for individuals who don’t have insurance: direct primary care and concierge medicine. Some primary care physicians offer a monthly membership fee that includes visits to a doctor’s office (where you might be seen by a nurse practitioner or other medical professional who is on hand). Sometimes, it can take quite some time to get an appointment set up. Also, these types of services do not always include monitoring, testing, and other needed health care services.&nbsp;</span></div><p><span style="color:rgb(0, 0, 0);"><br></span></p><div><span style="color:rgb(0, 0, 0);">Concierge medicine is a type of service that is very affordable, costs start at $150 per month with Insight Life Care, that gives you all the treatment options that you need. Insight Life Care’s concierge medicine model includes:</span></div><div><ul><li><span style="color:rgb(0, 0, 0);">Doctor appointments available within 24 hours</span></li><li><span style="color:rgb(0, 0, 0);">Unhurried appointments with a doctor, not a nurse or physician's assistant</span></li><li><span style="color:rgb(0, 0, 0);">Telemedicine whenever your need it, if you can't visit us in our private doctor's office</span></li><li><span style="color:rgb(0, 0, 0);">Remote monitoring of your blood pressure, pulse, oxygen saturation, and EKG readings</span></li><li><span style="color:rgb(0, 0, 0);">Expedited appointments with specialists when the need arises</span></li><li><span style="color:rgb(0, 0, 0);">Hospital admission and in-hospital care by Dr. Chris Nussbaum, a Fellow of Hospital Medicine</span></li><li><span style="color:rgb(0, 0, 0);">Your physician's personal cell phone number, which you can text, call, and video chat anytime of day</span></li><li><span style="color:rgb(0, 0, 0);">Home/office visits - your doctor will come to you</span></li></ul></div><p><span style="color:rgb(0, 0, 0);"><br></span></p><div><span style="color:rgb(0, 0, 0);">Another benefit of Insight Life Care’s concierge medical service is that if you prefer your privacy, patient visits at the clinic are truly private, as you will be the only patient in the clinic for the duration of your visit.&nbsp;</span></div></div>
</div><div data-element-id="elm_pkV3BRyMcJ7bXWSJB290Ug" data-element-type="spacer" class="zpelement zpelem-spacer "><style> div[data-element-id="elm_pkV3BRyMcJ7bXWSJB290Ug"] div.zpspacer { height:5px; } @media (max-width: 768px) { div[data-element-id="elm_pkV3BRyMcJ7bXWSJB290Ug"] div.zpspacer { height:calc(5px / 3); } } </style><div class="zpspacer " data-height="5"></div>
</div><div data-element-id="elm_Dft6tmOju0ZLyj2-t5LENQ" data-element-type="heading" class="zpelement zpelem-heading "><style> [data-element-id="elm_Dft6tmOju0ZLyj2-t5LENQ"] h2.zpheading{ line-height:30px; letter-spacing:0px; } [data-element-id="elm_Dft6tmOju0ZLyj2-t5LENQ"].zpelem-heading { border-radius:1px; } </style><h2
 class="zpheading zpheading-style-none zpheading-align-left " data-editor="true"><span style="font-size:24px;font-weight:400;">Short-term health insurance</span><br></h2></div>
<div data-element-id="elm_xmse2nZ-bawlkpsBVToyeg" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_xmse2nZ-bawlkpsBVToyeg"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-left " data-editor="true"><p><span style="color:rgb(0, 0, 0);">For some people who are in between health insurance, there are plans available that are known as short-term health insurance. Sometimes, short-term health insurance is less expensive than comprehensive health plans, with some plans costing as little as $60 per month. Generally speaking, short-term health insurance is not a good fit for people who have pre-existing conditions.</span><br></p></div>
</div><div data-element-id="elm_Kp6HrgCUr268ZTEnQYduCA" data-element-type="spacer" class="zpelement zpelem-spacer "><style> div[data-element-id="elm_Kp6HrgCUr268ZTEnQYduCA"] div.zpspacer { height:5px; } @media (max-width: 768px) { div[data-element-id="elm_Kp6HrgCUr268ZTEnQYduCA"] div.zpspacer { height:calc(5px / 3); } } </style><div class="zpspacer " data-height="5"></div>
</div><div data-element-id="elm_CQi8JYbQjYo04nE9QWkdQA" data-element-type="heading" class="zpelement zpelem-heading "><style> [data-element-id="elm_CQi8JYbQjYo04nE9QWkdQA"] h2.zpheading{ line-height:30px; letter-spacing:0px; } [data-element-id="elm_CQi8JYbQjYo04nE9QWkdQA"].zpelem-heading { border-radius:1px; } </style><h2
 class="zpheading zpheading-style-none zpheading-align-left " data-editor="true"><span style="font-size:24px;font-weight:400;">Telemedicine</span><br></h2></div>
<div data-element-id="elm_XS_ilo8PDvl3xEjGjtPtww" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_XS_ilo8PDvl3xEjGjtPtww"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-left " data-editor="true"><div><span style="color:rgb(0, 0, 0);">Telemedicine is an option that is included with most concierge medical services, but some healthcare providers offer telehealth as a standalone option. There are many benefits to telemedicine:</span></div><div><ul><li><span style="color:rgb(0, 0, 0);">Some healthcare providers offer telemedicine as a lower-cost alternative to an in-person visit.&nbsp;</span></li><li><span style="color:rgb(0, 0, 0);">For people who are just needing a doctor’s consultation or a prescription, telemedicine is often more convenient.</span></li><li><span style="color:rgb(0, 0, 0);">Patients don’t have to be in a waiting room before their telemedicine appointment.</span></li></ul></div><div><span style="color:rgb(0, 0, 0);"><br></span></div><div><span style="color:rgb(0, 0, 0);">Many telemedicine companies accept insurance if you have it. The price of a virtual doctor visit is often far less. In 2017, a study found that the average cost for a telemedicine appointment was about $80 compared to $150 or more for a doctor’s appointment.</span></div><div><span style="color:rgb(0, 0, 0);"><br></span></div><div><div><span style="color:rgb(0, 0, 0);">Insight Life Care offers unlimited telemedicine appointments to membership patients at no additional cost, which means you can have an appointment from the comfort and ease of your own home or while you are traveling out of state or country. Individuals who are not members of Insight Life Care can schedule one time telemedicine consultations for only $50. <span style="text-decoration-line:underline;"><a href="/telehealth/schedule" title="Click here to schedule an appointment today!" target="_blank" rel="">Click here to schedule an appointment today!</a></span></span></div></div></div>
</div><div data-element-id="elm_mRFiTcyXOhJVttpYKMuYBQ" data-element-type="spacer" class="zpelement zpelem-spacer "><style> div[data-element-id="elm_mRFiTcyXOhJVttpYKMuYBQ"] div.zpspacer { height:5px; } @media (max-width: 768px) { div[data-element-id="elm_mRFiTcyXOhJVttpYKMuYBQ"] div.zpspacer { height:calc(5px / 3); } } </style><div class="zpspacer " data-height="5"></div>
</div><div data-element-id="elm_XffYMG3zqqcWZNEoD60EYQ" data-element-type="heading" class="zpelement zpelem-heading "><style> [data-element-id="elm_XffYMG3zqqcWZNEoD60EYQ"] h2.zpheading{ line-height:30px; letter-spacing:0px; } [data-element-id="elm_XffYMG3zqqcWZNEoD60EYQ"].zpelem-heading { border-radius:1px; } </style><h2
 class="zpheading zpheading-style-none zpheading-align-left " data-editor="true"><span style="font-size:24px;font-weight:400;">Health and wellness education</span><br></h2></div>
<div data-element-id="elm_zm-QAhBZUMekrGLKHN2iOg" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_zm-QAhBZUMekrGLKHN2iOg"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-left " data-editor="true"><div><div><span style="color:rgb(0, 0, 0);">If you use a concierge medicine service, your provider can educate you on health and wellness decisions that will improve your overall health and reduce the likelihood of illness. Offering an employee wellness program can help improve the health of a workforce. In 2019, about 84% of employers had some sort of employee wellness program that helped educate employees on:</span></div><div><ul><li><span style="color:rgb(0, 0, 0);">Healthy diet and nutrition.</span></li><li><span style="color:rgb(0, 0, 0);">The benefits of stopping unhealthy habits, like smoking.</span></li><li><span style="color:rgb(0, 0, 0);">Habits like good posture, exercise, as well as other lifestyle and behavioral coaching.&nbsp;</span></li></ul></div><div><span style="color:rgb(0, 0, 0);"><br></span></div><div><span style="color:rgb(0, 0, 0);">Some people who lack adequate health coverage also will sometimes make lifestyle choices that improve their overall health. A healthy diet can reduce the risk of obesity, heart disease, diabetes and certain types of cancers.&nbsp;</span></div></div></div>
</div><div data-element-id="elm_GiIK6ZwBKsKwfp1ZxTFC1Q" data-element-type="spacer" class="zpelement zpelem-spacer "><style> div[data-element-id="elm_GiIK6ZwBKsKwfp1ZxTFC1Q"] div.zpspacer { height:5px; } @media (max-width: 768px) { div[data-element-id="elm_GiIK6ZwBKsKwfp1ZxTFC1Q"] div.zpspacer { height:calc(5px / 3); } } </style><div class="zpspacer " data-height="5"></div>
</div><div data-element-id="elm_EdXXbLZ1eXcbjJsFfklNWA" data-element-type="heading" class="zpelement zpelem-heading "><style> [data-element-id="elm_EdXXbLZ1eXcbjJsFfklNWA"] h2.zpheading{ line-height:30px; letter-spacing:0px; } [data-element-id="elm_EdXXbLZ1eXcbjJsFfklNWA"].zpelem-heading { border-radius:1px; } </style><h2
 class="zpheading zpheading-style-none zpheading-align-left " data-editor="true"><span style="font-size:24px;font-weight:400;">Finding a health care option that is right for you</span><br></h2></div>
<div data-element-id="elm_-apFowP0cHvSs-QiJbAtgw" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_-apFowP0cHvSs-QiJbAtgw"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-left " data-editor="true"><p><span style="font-size:16px;color:rgb(0, 0, 0);"><span style="color:inherit;">Finding the balance of affordable health care that is convenient and hassle-free will take a little bit of time and vary based upon your needs. A concierge medical service can often meet all of your needs whether or not you have insurance.</span><br></span></p><p><span style="font-size:16px;color:rgb(0, 0, 0);"><br></span></p><p><span style="font-size:16px;color:rgb(0, 0, 0);">Insight Life Care takes the guesswork out of your costs. We offer a membership-based primary direct care model that makes healthcare affordable and convenient. We have plans that cost $150/month, $250/month, and we even have a program for employers to help their employees get the healthcare that they need. Some of the benefits of our membership-based concierge direct primary care model include:</span></p><ul><li style="font-size:11pt;"><p><span style="font-size:16px;color:rgb(0, 0, 0);"><span style="font-weight:bold;">Your costs are controlled:</span> For $150/month, you have unlimited access to a doctor with over 30 years of experience practicing internal medicine in Tampa Bay. In our office, we can cover 80-90% of your healthcare needs. If we encounter an issue that needs specialist intervention, we will schedule, manage, and follow up with all outside providers for you.</span></p></li><li style="font-size:11pt;"><p><span style="font-size:16px;color:rgb(0, 0, 0);"><span style="font-weight:bold;">More time with your doctor: </span>Developing a personal relationship with your doctor enables you to truly engage in your healthcare. Also, having a doctor you can call 24/7 helps to keep you out of urgent care clinics and emergency rooms. It’s like having a doctor in the family!</span></p></li><li style="font-size:11pt;"><p><span style="color:rgb(0, 0, 0);font-size:16px;"><span style="font-weight:bold;">No health insurance needed:</span> We provide the same level of care to our patients regardless of their health insurance status. Although our services are not a replacement for health insurance, we can meet most of your healthcare needs in our office for a low monthly cost. For our uninsured patients, we have negotiated cash prices with outside providers to make your entire healthcare experience more affordable. <a href="https://www.insightlifecare.com/contact" style="text-decoration-line:underline;">Contact us</a> to learn more.</span></p></li><li style="font-size:11pt;"><p><span style="font-size:16px;color:rgb(0, 0, 0);"><span style="font-weight:bold;">Accessible visit options: </span>Our doctor and nurse will see you wherever you are, whether via telemedicine, an in-office visit, or a home doctor visit in Tampa. We understand that traveling to our office is not always convenient or available to you - just let us know which visit option works best for you.</span></p></li></ul></div>
</div><div data-element-id="elm_hG_xJQc2S0Bc3ZpdvvAw-Q" data-element-type="spacer" class="zpelement zpelem-spacer "><style> div[data-element-id="elm_hG_xJQc2S0Bc3ZpdvvAw-Q"] div.zpspacer { height:14px; } @media (max-width: 768px) { div[data-element-id="elm_hG_xJQc2S0Bc3ZpdvvAw-Q"] div.zpspacer { height:calc(14px / 3); } } </style><div class="zpspacer " data-height="14"></div>
</div></div></div></div><div data-element-id="elm_Rod5jkzIac4sUxaLToeMnA" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-3 zpcol-sm-12 zpalign-self- zpdefault-section zpdefault-section-bg zp-hidden-sm zp-hidden-xs "><style type="text/css"> [data-element-id="elm_Rod5jkzIac4sUxaLToeMnA"].zpelem-col{ background-color:#ECF0F1; background-image:unset; border-radius:1px; } </style><div data-element-id="elm_DUUfB6I_ZiGNHDaJLSujfQ" data-element-type="box" class="zpelem-box zpelement zpbox-container zpdark-section zpdark-section-bg "><style type="text/css"> [data-element-id="elm_DUUfB6I_ZiGNHDaJLSujfQ"].zpelem-box{ background-color:#FFFFFF; background-image:unset; border-radius:1px; } </style><div data-element-id="elm_litl3sYq5w0ADnjWLCoHcQ" data-element-type="image" class="zpelement zpelem-image "><style> [data-element-id="elm_litl3sYq5w0ADnjWLCoHcQ"].zpelem-image { border-style:solid; border-color:#013A51 !important; border-width:1px; border-radius:1px; margin:0px; } </style><div data-caption-color="" data-size-tablet="size-original" data-size-mobile="size-original" data-align="center" data-tablet-image-separate="" data-mobile-image-separate="" class="zpimage-container zpimage-align-center zpimage-size-fit zpimage-tablet-fallback-fit zpimage-mobile-fallback-fit "><figure role="none" class="zpimage-data-ref"><a class="zpimage-anchor" href="/testimonials" target="_blank" title="Click to read our patient testimonials!" rel=""><picture><img class="zpimage zpimage-style-none zpimage-space-none " src="/Marty-Patient-Callout-800x800.png" size="fit" style="width:100%;padding:0px;margin:0px;"/></picture></a></figure></div>
</div></div><div data-element-id="elm_l5pEME6a-bAmYJnGJTh-eQ" data-element-type="box" class="zpelem-box zpelement zpbox-container zpdark-section zpdark-section-bg "><style type="text/css"> [data-element-id="elm_l5pEME6a-bAmYJnGJTh-eQ"].zpelem-box{ background-color:#FFFFFF; background-image:unset; border-style:solid; border-color:#013A51 !important; border-width:1px; border-radius:1px; } </style><div data-element-id="elm_PzcgJikbbzh6yWMfyGCvpg" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_PzcgJikbbzh6yWMfyGCvpg"].zpelem-text { background-color:#8ac53f; background-image:unset; border-radius:1px; padding-block-start:5px; padding-block-end:5px; padding-inline-start:10px; margin-block-start:0px; } </style><div class="zptext zptext-align-left " data-editor="true"><p><span style="color:rgb(0, 0, 0);font-size:18px;font-weight:700;">MEET DR. NUSSBAUM</span></p></div>
</div><div data-element-id="elm_0h8xenEYm5uF6Q6AIN8CHw" data-element-type="image" class="zpelement zpelem-image "><style> [data-element-id="elm_0h8xenEYm5uF6Q6AIN8CHw"].zpelem-image { border-radius:1px; margin:0px; } </style><div data-caption-color="" data-size-tablet="size-original" data-size-mobile="size-original" data-align="center" data-tablet-image-separate="" data-mobile-image-separate="" class="zpimage-container zpimage-align-center zpimage-size-fit zpimage-tablet-fallback-fit zpimage-mobile-fallback-fit "><figure role="none" class="zpimage-data-ref"><a class="zpimage-anchor" href="/chris-nussbaum" target="_blank" title="Learn more about Dr. Nussbaum" rel=""><picture><img class="zpimage zpimage-style-none zpimage-space-none " src="/portrait.png" size="fit" style="width:100%;padding:0px;margin:0px;"/></picture></a></figure></div>
</div><div data-element-id="elm_JgHu5SMM0j7RkmWOJ-3SeQ" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_JgHu5SMM0j7RkmWOJ-3SeQ"].zpelem-text { line-height:19px; border-radius:1px; padding-inline-end:10px; padding-block-end:10px; padding-inline-start:10px; } [data-element-id="elm_JgHu5SMM0j7RkmWOJ-3SeQ"].zpelem-text :is(h1,h2,h3,h4,h5,h6){ line-height:19px; } </style><div class="zptext zptext-align-left " data-editor="true"><p><span style="color:rgb(0, 0, 0);font-size:14px;">Chris Nussbaum, MD, FHM founded Insight Life Care after 25 years of primary care and hospital practice in order to create an environment where patients are at the forefront of care. <a href="/chris-nussbaum" title="Click here to learn more&amp;nbsp;»" target="_blank" rel="">Click here to learn more&nbsp;»</a></span></p></div>
</div></div><div data-element-id="elm_EOYwG4eCSpf7kA6qS53HTw" data-element-type="box" class="zpelem-box zpelement zpbox-container zpdark-section zpdark-section-bg "><style type="text/css"> [data-element-id="elm_EOYwG4eCSpf7kA6qS53HTw"].zpelem-box{ background-color:#FFFFFF; background-image:unset; border-style:solid; border-color:#013A51 !important; border-width:1px; border-radius:1px; } </style><div data-element-id="elm_kF3g5ycbqTT2i49safTH2w" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_kF3g5ycbqTT2i49safTH2w"].zpelem-text { background-color:#8ac53f; background-image:unset; border-radius:1px; padding-block-start:5px; padding-block-end:5px; padding-inline-start:10px; margin-block-start:0px; } </style><div class="zptext zptext-align-left " data-editor="true"><p><span style="color:rgb(0, 0, 0);font-size:18px;font-weight:700;">RELATED ARTICLES</span></p></div>
</div><div data-element-id="elm_NEkuPjbRskFIjWMyoFkkIw" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_NEkuPjbRskFIjWMyoFkkIw"].zpelem-text { line-height:25px; border-radius:1px; padding-inline-end:10px; padding-block-end:20px; padding-inline-start:10px; margin-block-start:5px; } [data-element-id="elm_NEkuPjbRskFIjWMyoFkkIw"].zpelem-text :is(h1,h2,h3,h4,h5,h6){ line-height:25px; } </style><div class="zptext zptext-align-left " data-editor="true"><p style="line-height:2;"><span style="color:rgb(0, 0, 0);font-size:14px;"><a href="/concierge-medicine" title="What is Concierge Medicine?" rel="">What is Concierge Medicine?</a></span></p><p><span style="color:rgb(0, 0, 0);font-size:14px;"><a href="/internal-medicine" title="What is Internal Medicine?" rel="">What is Internal Medicine?</a></span></p><p style="line-height:2;"><span style="color:rgb(0, 0, 0);font-size:14px;"><a href="/benefits-of-concierge-internal-medicine" title="Benefits of Concierge Medicine" rel="">Benefits of Concierge Medicine</a></span></p><p style="line-height:1;"><span style="color:rgb(0, 0, 0);font-size:14px;"><a href="/concierge-medicine/employer-sponsored-care" title="Employer Sponsored Direct Primary Care" rel="">Employer Sponsored Direct Primary Care</a></span></p><p style="line-height:2;"><span style="color:rgb(0, 0, 0);font-size:14px;"><a href="/concierge-medicine/benefits" title="Why Membership Based Care?" rel="">Why Membership Based Care?</a></span></p></div>
</div></div><div data-element-id="elm_pVs8ajLPiiqi52Ee-rHnCw" data-element-type="box" class="zpelem-box zpelement zpbox-container zpdefault-section zpdefault-section-bg "><style type="text/css"> [data-element-id="elm_pVs8ajLPiiqi52Ee-rHnCw"].zpelem-box{ background-color:#FFFFFF; background-image:unset; border-style:solid; border-color:#013A51 !important; border-width:1px; border-radius:1px; } </style><div data-element-id="elm_1PqFNy9H4ALvA4JQNhzOrg" data-element-type="iframe" class="zpelement zpelem-iframe "><style type="text/css"> [data-element-id="elm_1PqFNy9H4ALvA4JQNhzOrg"].zpelem-iframe{ border-radius:1px; } </style><div class="zpiframe-container zpiframe-align-left"><iframe class="zpiframe " src="https://www.health.gov/myhealthfinder?widget=true" width="862" height="485" align="left" frameBorder="0" scrolling="yes" data-element-id="myhealthfinderframe"></iframe></div>
</div></div><div data-element-id="elm_cznauh3MKIgdnwGuu-FGXw" data-element-type="box" class="zpelem-box zpelement zpbox-container zpdark-section zpdark-section-bg "><style type="text/css"> [data-element-id="elm_cznauh3MKIgdnwGuu-FGXw"].zpelem-box{ background-color:#FFFFFF; background-image:unset; border-style:solid; border-color:#013A51 !important; border-width:1px; border-radius:1px; } </style><div data-element-id="elm_ShSwACv9evXd8y8mQK5Yvg" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_ShSwACv9evXd8y8mQK5Yvg"].zpelem-text { background-color:#8ac53f; background-image:unset; border-radius:1px; padding-block-start:5px; padding-block-end:5px; padding-inline-start:10px; margin-block-start:0px; } </style><div class="zptext zptext-align-left " data-editor="true"><p><span style="color:rgb(0, 0, 0);font-size:18px;font-weight:700;">INSIGHT LIFE CARE</span></p></div>
</div><div data-element-id="elm_rX1hW_5227rO-SLxIzJ7XA" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_rX1hW_5227rO-SLxIzJ7XA"].zpelem-text { line-height:25px; border-radius:1px; padding-inline-end:10px; padding-block-end:20px; padding-inline-start:10px; margin-block-start:5px; } [data-element-id="elm_rX1hW_5227rO-SLxIzJ7XA"].zpelem-text :is(h1,h2,h3,h4,h5,h6){ line-height:25px; } </style><div class="zptext zptext-align-left " data-editor="true"><p style="line-height:2;"><span style="font-size:14px;"><a href="/about" title="Our Philosophy" rel="">Our Philosophy</a></span></p><p style="line-height:2;"><a href="/services" title="Our Services" rel=""><span style="font-size:14px;">Our Services</span></a></p><p style="line-height:2;"><span style="font-size:14px;"><a href="/faqs" title="Frequently Asked Questions" rel="">Frequently Asked Questions</a></span></p><p style="line-height:2;"><span style="font-size:14px;"><a href="/membership" title="Membership Options" rel="">Membership Options</a></span></p><p style="line-height:2;"><span style="font-size:14px;"><a href="/concierge-medicine/employer-sponsored-care" title="Employee Health Plans" rel="">Employee Health Plans</a>'</span></p><p style="line-height:2;"><span style="font-size:14px;"><a href="/testimonials" title="Patient Testimonials" rel="">Patient Testimonials</a></span></p><p style="line-height:2;"><span style="font-size:14px;"><a href="/schedule" title="Schedule an Appointment" rel="">Schedule an Appointment</a></span></p><p style="line-height:2;"><span style="font-size:14px;"><a href="/contact" title="Contact Us" rel="">Contact Us</a></span></p></div>
</div></div><div data-element-id="elm_oLwezYmEOMPi7yA4Ip_Wkg" data-element-type="box" class="zpelem-box zpelement zpbox-container zpdark-section zpdark-section-bg "><style type="text/css"> [data-element-id="elm_oLwezYmEOMPi7yA4Ip_Wkg"].zpelem-box{ background-color:#FFFFFF; background-image:unset; border-style:solid; border-color:#013A51 !important; border-width:1px; border-radius:1px; } </style><div data-element-id="elm_RzO64w6vi6cOT0icubvxig" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_RzO64w6vi6cOT0icubvxig"].zpelem-text { background-color:#8ac53f; background-image:unset; border-radius:1px; padding-block-start:5px; padding-block-end:5px; padding-inline-start:10px; margin-block-start:0px; } </style><div class="zptext zptext-align-left " data-editor="true"><p><span style="color:rgb(0, 0, 0);font-size:18px;font-weight:700;">LET'S CONNECT</span></p></div>
</div><div data-element-id="elm_sCPQPB0qS0M7_mpySvxDIQ" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_sCPQPB0qS0M7_mpySvxDIQ"].zpelem-text { line-height:25px; border-radius:1px; padding-inline-end:10px; padding-block-end:20px; padding-inline-start:10px; margin-block-start:5px; } [data-element-id="elm_sCPQPB0qS0M7_mpySvxDIQ"].zpelem-text :is(h1,h2,h3,h4,h5,h6){ line-height:25px; } </style><div class="zptext zptext-align-left " data-editor="true"><p style="line-height:2;"><span style="color:inherit;font-size:14px;"><a href="https://sitebuilder-716303053.zohositescontent.com/" target="_blank" rel="">Facebook</a><br></span></p><blockquote style="margin-left:40px;"></blockquote><p style="line-height:2;"><span style="color:inherit;font-size:14px;"><a href="https://sitebuilder-716303053.zohositescontent.com/" target="_blank" rel="">YouTube</a><br></span></p><blockquote style="margin-left:40px;"></blockquote><p style="line-height:2;"><span style="color:inherit;font-size:14px;"><a href="https://www.instagram.com/insightlifecarefl/" target="_blank" rel="">Instagram</a><br></span></p><p><a href="https://www.linkedin.com/company/insightlifecare/" target="_blank" rel=""><span style="font-size:14px;">LinkedIn</span></a></p></div>
</div></div><div data-element-id="elm_GcxnzBETLbgVJP5xGN0PBQ" data-element-type="box" class="zpelem-box zpelement zpbox-container zpdefault-section zpdefault-section-bg "><style type="text/css"> [data-element-id="elm_GcxnzBETLbgVJP5xGN0PBQ"].zpelem-box{ background-color:#FFFFFF; background-image:unset; border-style:solid; border-color:#013A51 !important; border-width:1px; border-radius:1px; padding:10px; } </style><div class="zpelement zpelem-newsletter " data-list-id="" data-integ-type="1" data-element-id="elm_JstoNXd7j2opBzCuvFktLA" data-element-type="newsletter"><style type="text/css"> [data-element-id="elm_JstoNXd7j2opBzCuvFktLA"].zpelem-newsletter input[type="text"]{ font-family:Poppins,sans-serif; font-size:14px; font-weight:400; border-radius:1px; } [data-element-id="elm_JstoNXd7j2opBzCuvFktLA"].zpelem-newsletter .zpform-container .zpbutton{ background-color:#8AC53F !important; color:#000000 ; } [data-element-id="elm_JstoNXd7j2opBzCuvFktLA"].zpelem-newsletter .zpheading{ color:#000000 ; font-family:Poppins,sans-serif; font-size:20px; font-weight:400; } [data-element-id="elm_JstoNXd7j2opBzCuvFktLA"].zpelem-newsletter .zptext{ color:#000000 ; font-size:14px; } [data-element-id="elm_JstoNXd7j2opBzCuvFktLA"].zpelem-newsletter{ border-radius:1px; } </style><div class="zpnewsletter-container zpnewsletter-style-02 "><h2 class="zpheading zpheading-align-center zpnewsletter-heading" data-editor="true">Subscribe to our newsletter</h2><p class="zptext zptext-align-center zpnewsletter-desc" data-editor="true"> Stay informed about our latest updates through email. Subscribe here.</p><form class="zpform-container zpnewsletter-input-container"><label for="Name_elm_JstoNXd7j2opBzCuvFktLA" class="zs-visually-hidden">Name</label><input type="text" id="Name_elm_JstoNXd7j2opBzCuvFktLA" name="name" placeholder="Name" class="zpnewsletter-name-input-field"/><label for="Email_elm_JstoNXd7j2opBzCuvFktLA" class="zs-visually-hidden">Email</label><input type="text" id="Email_elm_JstoNXd7j2opBzCuvFktLA" name="email" placeholder="Email" class="zpnewsletter-email-input-field"/><button type="submit" class="zpbutton zpnewsletter-button zpbutton-type-primary zpbutton-size-md">Subscribe</button></form></div>
</div></div></div></div><div data-element-id="elm_pnUWilg-nTHOl0n0GYsbbw" data-element-type="row" class="zprow zprow-container zpalign-items-flex-start zpjustify-content-flex-start zpdefault-section zpdefault-section-bg " data-equal-column=""><style type="text/css"> [data-element-id="elm_pnUWilg-nTHOl0n0GYsbbw"].zprow{ border-radius:1px; } </style><div data-element-id="elm_hAV-PIJtiQGTLZcE4nkXcQ" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- zpdefault-section zpdefault-section-bg "><style type="text/css"> [data-element-id="elm_hAV-PIJtiQGTLZcE4nkXcQ"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_PBdwtEMKMNklPW3qUHNetQ" data-element-type="row" class="zprow zprow-container zpalign-items-flex-start zpjustify-content-flex-start zpdefault-section zpdefault-section-bg " data-equal-column=""><style type="text/css"> [data-element-id="elm_PBdwtEMKMNklPW3qUHNetQ"].zprow{ border-radius:1px; } </style><div data-element-id="elm_IIoImD5Mwe19OCq-nmR9FA" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-3 zpcol-sm-6 zpalign-self- zpdefault-section zpdefault-section-bg "><style type="text/css"> [data-element-id="elm_IIoImD5Mwe19OCq-nmR9FA"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_BZElF1SB9DqxvlHcCkzytg" data-element-type="button" class="zpelement zpelem-button "><style> [data-element-id="elm_BZElF1SB9DqxvlHcCkzytg"].zpelem-button{ color:#013A51 ; border-radius:1px; } </style><div class="zpbutton-container zpbutton-align-center "><style type="text/css"> [data-element-id="elm_BZElF1SB9DqxvlHcCkzytg"] .zpbutton.zpbutton-type-secondary{ background-color:#FFFFFF !important; color:#013A51 !important; border-style:solid; border-color:#013A51 !important; border-width:1px; } </style><a class="zpbutton-wrapper zpbutton zpbutton-type-secondary zpbutton-size-lg zpbutton-style-none zpbutton-full-width " href="/membership"><span class="zpbutton-content">MEMBERSHIP</span></a></div>
</div></div><div data-element-id="elm_DA19gzrLWZ64ro7F9-lQxA" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-3 zpcol-sm-6 zpalign-self- zpdefault-section zpdefault-section-bg "><style type="text/css"> [data-element-id="elm_DA19gzrLWZ64ro7F9-lQxA"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_EyPfr0dk9hv4JeptMRvC9g" data-element-type="button" class="zpelement zpelem-button "><style> [data-element-id="elm_EyPfr0dk9hv4JeptMRvC9g"].zpelem-button{ color:#013A51 ; border-radius:1px; } </style><div class="zpbutton-container zpbutton-align-center "><style type="text/css"> [data-element-id="elm_EyPfr0dk9hv4JeptMRvC9g"] .zpbutton.zpbutton-type-secondary{ background-color:#FFFFFF !important; color:#013A51 !important; border-style:solid; border-color:#013A51 !important; border-width:1px; } </style><a class="zpbutton-wrapper zpbutton zpbutton-type-secondary zpbutton-size-lg zpbutton-style-none zpbutton-full-width " href="/chris-nussbaum"><span class="zpbutton-content">MEET THE DOCTOR</span></a></div>
</div></div><div data-element-id="elm_Pdj5D_tsZ3ayVyDbXqT9Vw" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-3 zpcol-sm-6 zpalign-self- zpdefault-section zpdefault-section-bg "><style type="text/css"> [data-element-id="elm_Pdj5D_tsZ3ayVyDbXqT9Vw"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_7JiYxsZ50V-TwcbZsrM5eQ" data-element-type="button" class="zpelement zpelem-button "><style> [data-element-id="elm_7JiYxsZ50V-TwcbZsrM5eQ"].zpelem-button{ color:#013A51 ; border-radius:1px; } </style><div class="zpbutton-container zpbutton-align-center "><style type="text/css"> [data-element-id="elm_7JiYxsZ50V-TwcbZsrM5eQ"] .zpbutton.zpbutton-type-primary{ background-color:#FFFFFF !important; color:#013A51 !important; border-style:solid; border-color:#013A51 !important; border-width:1px; } [data-element-id="elm_7JiYxsZ50V-TwcbZsrM5eQ"] .zpbutton[class*="zpbutton-type-"].zpbutton-outline{ border-color:#013A51; } </style><a class="zpbutton-wrapper zpbutton zpbutton-type-primary zpbutton-size-lg zpbutton-style-none zpbutton-outline zpbutton-full-width " href="/faqs" title="View Frequently Asked Questions"><span class="zpbutton-content">VIEW FAQS</span></a></div>
</div></div><div data-element-id="elm_6VnwUr_U0CWUtj_dnanVYQ" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-3 zpcol-sm-6 zpalign-self- zpdefault-section zpdefault-section-bg "><style type="text/css"> [data-element-id="elm_6VnwUr_U0CWUtj_dnanVYQ"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_SuAfAO_9CQ_RP7qK6RkORQ" data-element-type="button" class="zpelement zpelem-button "><style> [data-element-id="elm_SuAfAO_9CQ_RP7qK6RkORQ"].zpelem-button{ color:#013A51 ; border-radius:1px; } </style><div class="zpbutton-container zpbutton-align-center "><style type="text/css"> [data-element-id="elm_SuAfAO_9CQ_RP7qK6RkORQ"] .zpbutton.zpbutton-type-primary{ background-color:#FFFFFF !important; color:#013A51 !important; border-style:solid; border-color:#013A51 !important; border-width:1px; } </style><a class="zpbutton-wrapper zpbutton zpbutton-type-primary zpbutton-size-lg zpbutton-style-none zpbutton-full-width " href="tel:8137773764" rel="nofollow noreferrer noopener" title="Call Insight Life Care"><span class="zpbutton-content">CALL US</span></a></div>
</div></div></div></div></div></div></div></div> ]]></content:encoded><pubDate>Wed, 26 May 2021 15:03:53 +0000</pubDate></item><item><title><![CDATA[What can you do if you don't have health insurance?]]></title><link>https://www.insightlifecare.com/blogs/post/healthcare-without-insurance</link><description><![CDATA[<img align="left" hspace="5" src="https://www.insightlifecare.com/health options cover.png"/>In 2018, approximately 27.5 million Americans did not have health insurance. Learn about affordable medical options that are available for you if you do not have health insurance.]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_YFo77zGtSJeXxIt1BXVqVw" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_OY3g-OWNRVyqiLhWlDTecg" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"> [data-element-id="elm_OY3g-OWNRVyqiLhWlDTecg"].zprow{ border-radius:1px; } </style><div data-element-id="elm_bMWtpYrRSUi2L2wNPOruvQ" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"> [data-element-id="elm_bMWtpYrRSUi2L2wNPOruvQ"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_MUlRylhDSgiwe1q-GGewtA" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_MUlRylhDSgiwe1q-GGewtA"].zpelem-text { border-radius:1px; padding-block-start:20px; } </style><div class="zptext zptext-align-left " data-editor="true"><div><span style="color:rgb(0, 0, 0);">Despite the Affordable Care Act, there are still millions of Americans without health insurance. In 2018, approximately 27.5 million Americans did not have health insurance. That number increased to 28.9 million people in 2019. There are several different reasons that people elect not to obtain health insurance:</span></div><div><ul><li><span style="color:rgb(0, 0, 0);">Their current employer does not offer a true health insurance plan.</span></li><li><span style="color:rgb(0, 0, 0);">Some people live in states that did not expand Medicaid and some people make too much in order to be eligible for Medicaid.</span></li><li><span style="color:rgb(0, 0, 0);">The cost of health insurance is just too high; for 73.7% of uninsured adults in 2019, this was the case.</span></li></ul></div><p><span style="color:rgb(0, 0, 0);"><br></span></p><div><span style="color:rgb(0, 0, 0);">Let’s take a look at some of the ways that people who don't have access to health insurance get the affordable healthcare that they need.</span></div></div>
</div><div data-element-id="elm_Id1nNY1ajLjW9CPveafcRw" data-element-type="heading" class="zpelement zpelem-heading "><style> [data-element-id="elm_Id1nNY1ajLjW9CPveafcRw"].zpelem-heading { border-radius:1px; } </style><h2
 class="zpheading zpheading-align-left " data-editor="true"><span style="font-size:24px;">Health Savings Accounts</span></h2></div>
<div data-element-id="elm_sM8aD5a5YuX4RMH8F_0qmQ" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_sM8aD5a5YuX4RMH8F_0qmQ"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-left " data-editor="true"><div><span style="color:rgb(0, 0, 0);">Health Savings Accounts are becoming more commonplace in 2021. By the end of 2021, there will be 30 million Americans with HSAs, with $88 billion in assets. HSAs are very similar to personal savings accounts. In the simplest of terms, you put money into the HSA and then use it to cover healthcare expenses. The biggest benefit of an HSA is that the money you put into the account is not taxed. Here are some of the ways an HSA can help you if you are without health insurance:</span></div><ul><li><span style="color:rgb(0, 0, 0);">A wide array of services are covered, ranging from medical, dental, and mental health services.&nbsp;<br></span></li><li><span style="color:rgb(0, 0, 0);">Your employer, a relative, or a friend can easily contribute to an HSA that you have set up.<br></span></li><li><span style="color:rgb(0, 0, 0);">HSAs are not subject to tax penalties if you do a withdrawal for health-related expenses.<br></span></li><li><span style="color:rgb(0, 0, 0);">Many HSAs come with a debit card, so you can easily pay for your medical expenses as you accrue them.&nbsp;</span></li></ul></div>
</div><div data-element-id="elm_Bnz2Z8snYo8xyI-Dd1Z6kg" data-element-type="heading" class="zpelement zpelem-heading "><style> [data-element-id="elm_Bnz2Z8snYo8xyI-Dd1Z6kg"].zpelem-heading { border-radius:1px; } </style><h2
 class="zpheading zpheading-align-left " data-editor="true"><span style="font-size:24px;">Direct primary care and concierge medicine</span></h2></div>
<div data-element-id="elm_DPFnMGyVOI4_d4uMK3LOIw" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_DPFnMGyVOI4_d4uMK3LOIw"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-left " data-editor="true"><div><span style="color:rgb(0, 0, 0);">Some healthcare providers offer medical services for a flat monthly fee. Insight Life Care offers this type of service for patients. Starting at $150 per month, members can get access to a doctor in as little as 24 hours, telehealth, remote monitoring and testing, and other services. Health insurance does not cover the cost of the membership fee, however, patients can use their health savings account to pay for membership. One of the advantages of the concierge medical service model is that the attention is much more focused and specialized than the typical primary care model. With Insight Life Care’s membership-based option, patients get:</span></div><div><ul><li><span style="color:rgb(0, 0, 0);">24/7 access to a doctor and not a doctor substitute.<br></span></li><li><span style="color:rgb(0, 0, 0);">Same day and next day appointments with no waiting.<br></span></li><li><span style="color:rgb(0, 0, 0);">Lengthy, personalized appointments to fully address their healthcare concerns.<br></span></li><li><span style="color:rgb(0, 0, 0);">Lab work and injections done at the office and remote monitoring.<br></span></li><li><span style="color:rgb(0, 0, 0);">Your doctor at Insight Life Care will also take care of you if you are hospitalized.<br></span></li><li><span style="color:rgb(0, 0, 0);">80-90% of your healthcare needs met for an affordable, flat monthly fee.</span></li></ul></div><span style="color:rgb(0, 0, 0);"><br></span><div><span style="color:rgb(0, 0, 0);">Concierge medicine is not new and it is estimated that there are roughly 12,000 physicians practicing concierge medicine throughout the United States today.</span></div></div>
</div><div data-element-id="elm_KCW-gm9uzBeHDgTlj4r2Ag" data-element-type="heading" class="zpelement zpelem-heading "><style> [data-element-id="elm_KCW-gm9uzBeHDgTlj4r2Ag"].zpelem-heading { border-radius:1px; } </style><h2
 class="zpheading zpheading-align-left " data-editor="true"><span style="font-size:24px;">Medical cost sharing programs</span></h2></div>
<div data-element-id="elm_gcHNvXm81RfOuo8IVN4W7Q" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_gcHNvXm81RfOuo8IVN4W7Q"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-left " data-editor="true"><div><span style="color:rgb(0, 0, 0);">Medical cost sharing programs, also called health care sharing plans, are very similar to health insurance and even count as such under the affordable care act. These are somewhat complex in nature and their specific terms will depend upon the organization that is providing the medical cost sharing program. Each month, you are responsible for paying a certain amount (like a premium) as well as an unshared amount annually (much like a deductible) for your own expenses. You might look at an annual deductible from around $300 to $500 if you are an individual and anywhere from $1,000 to $5,000 if your plan is for your family. Monthly cost depends upon your specific plan details and coverage.&nbsp;</span></div><p><span style="color:rgb(0, 0, 0);"><br></span></p><div><span style="color:rgb(0, 0, 0);">Generally speaking, a medical cost sharing program may be a good fit for you if you are in good health, lack access to insurance through your employer or the healthcare marketplace, and can’t afford health insurance premiums.&nbsp;</span></div></div>
</div><div data-element-id="elm_ahStRZER2Zm3a2tjPiumMA" data-element-type="heading" class="zpelement zpelem-heading "><style> [data-element-id="elm_ahStRZER2Zm3a2tjPiumMA"].zpelem-heading { border-radius:1px; } </style><h2
 class="zpheading zpheading-align-left " data-editor="true"><span style="font-size:24px;">Pharmacy and medical services discount cards</span></h2></div>
<div data-element-id="elm_OfSvLaL7rTwuCqMcv_rZQg" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_OfSvLaL7rTwuCqMcv_rZQg"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-left " data-editor="true"><span style="color:rgb(0, 0, 0);">Some people without health insurance elect to get pharmacy and medical services discount cards. These are best for people who operate on a cash-only basis for their medical costs. Different types of cards are available for hospital care, doctor visits, prescriptions, or a combination thereof. Some cards come with a one-time membership fee while others have a small monthly fee. Discount services cards often can only be used at certain providers and certain types of services, so it’s very important to read the fine print to see if these are a good fit for your needs.&nbsp;</span><span style="color:inherit;"><br></span></div>
</div><div data-element-id="elm_z80OWmY3P65YuBrzKS-1KQ" data-element-type="heading" class="zpelement zpelem-heading "><style> [data-element-id="elm_z80OWmY3P65YuBrzKS-1KQ"].zpelem-heading { border-radius:1px; } </style><h2
 class="zpheading zpheading-align-left " data-editor="true"><span style="font-size:24px;">Catastrophic health insurance policies</span></h2></div>
<div data-element-id="elm_MQWLdLSbtgVanScMT5jO0w" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_MQWLdLSbtgVanScMT5jO0w"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-left " data-editor="true"><span style="color:rgb(0, 0, 0);">These are fairly common for people who are self-employed or do not have health insurance through their employer. Catagraphic health insurance is commonly purchased by younger adults in good health who do not expect high incurrence of medical costs throughout the year. Generally speaking, these types of policies have a low monthly premium, but have a high deductible for major injuries or illnesses. Many people who have a catastrophic health insurance policy often will set up an HSA to help offset a high deductible in the instance that they become ill or injured.&nbsp;</span><span style="color:inherit;"><br></span></div>
</div><div data-element-id="elm_iJSPToGTGcIZTav-0Sg0iQ" data-element-type="heading" class="zpelement zpelem-heading "><style> [data-element-id="elm_iJSPToGTGcIZTav-0Sg0iQ"].zpelem-heading { border-radius:1px; } </style><h2
 class="zpheading zpheading-align-left " data-editor="true"><span style="font-size:24px;">What healthcare option is best for me?</span></h2></div>
<div data-element-id="elm_IDDpkEz366LuuiQ0SmyStA" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_IDDpkEz366LuuiQ0SmyStA"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-left " data-editor="true"><div><span style="color:rgb(0, 0, 0);">Your own healthcare needs will depend upon what you can afford and whether or not your employer offers health insurance. Many people might benefit from utilizing a membership-based concierge medical service, like Insight Life Care. Starting at just $150/month, Insight Life Care gives you access to a doctor whenever you need it, testing and monitoring under the umbrella of one clinic, and specialist referrals if you need them. Some people might elect to use a concierge medical service in combination with a health savings account, giving them affordable access to medical care while also covering for the costs of hospital care and other unforeseen medical expenses.&nbsp;</span></div></div>
</div></div></div><div data-element-id="elm_TyZeJlCGU6DAhFlqiWUd5w" data-element-type="row" class="zprow zprow-container zpalign-items-flex-start zpjustify-content-flex-start zpdefault-section zpdefault-section-bg " data-equal-column=""><style type="text/css"> [data-element-id="elm_TyZeJlCGU6DAhFlqiWUd5w"].zprow{ border-radius:1px; padding-block-start:25px; padding-block-end:25px; } </style><div data-element-id="elm_XWeYF1XHuVmRm_qpLWtLfw" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-3 zpcol-sm-6 zpalign-self- zpdefault-section zpdefault-section-bg "><style type="text/css"> [data-element-id="elm_XWeYF1XHuVmRm_qpLWtLfw"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_70aVC0KfYqxEDUxQa0SLHQ" data-element-type="button" class="zpelement zpelem-button "><style> [data-element-id="elm_70aVC0KfYqxEDUxQa0SLHQ"].zpelem-button{ color:#013A51 ; font-size:16px; border-radius:1px; } </style><div class="zpbutton-container zpbutton-align-center "><style type="text/css"> [data-element-id="elm_70aVC0KfYqxEDUxQa0SLHQ"] .zpbutton.zpbutton-type-secondary{ background-color:#FFFFFF !important; color:#013A51 !important; font-size:16px; border-style:solid; border-color:#013A51 !important; border-width:1px; } </style><a class="zpbutton-wrapper zpbutton zpbutton-type-secondary zpbutton-size-lg zpbutton-style-none zpbutton-full-width " href="/membership"><span class="zpbutton-content">MEMBERSHIP</span></a></div>
</div></div><div data-element-id="elm_aoh2xuLgvEJseYC0A104hw" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-3 zpcol-sm-6 zpalign-self- zpdefault-section zpdefault-section-bg "><style type="text/css"> [data-element-id="elm_aoh2xuLgvEJseYC0A104hw"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_QIhQYmH69BtSEhm36t9gzQ" data-element-type="button" class="zpelement zpelem-button "><style> [data-element-id="elm_QIhQYmH69BtSEhm36t9gzQ"].zpelem-button{ color:#013A51 ; font-size:16px; border-radius:1px; } </style><div class="zpbutton-container zpbutton-align-center "><style type="text/css"> [data-element-id="elm_QIhQYmH69BtSEhm36t9gzQ"] .zpbutton.zpbutton-type-secondary{ background-color:#FFFFFF !important; color:#013A51 !important; font-size:16px; border-style:solid; border-color:#013A51 !important; border-width:1px; } </style><a class="zpbutton-wrapper zpbutton zpbutton-type-secondary zpbutton-size-lg zpbutton-style-none zpbutton-full-width " href="/chris-nussbaum"><span class="zpbutton-content">MEET THE DOCTOR</span></a></div>
</div></div><div data-element-id="elm_KncCYRwa9CK1_kM3mWnAFA" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-3 zpcol-sm-6 zpalign-self- zpdefault-section zpdefault-section-bg "><style type="text/css"> [data-element-id="elm_KncCYRwa9CK1_kM3mWnAFA"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_6qxBRf2KOZMUKtzlCrW2qg" data-element-type="button" class="zpelement zpelem-button "><style> [data-element-id="elm_6qxBRf2KOZMUKtzlCrW2qg"].zpelem-button{ color:#013A51 ; font-size:16px; border-radius:1px; } </style><div class="zpbutton-container zpbutton-align-center "><style type="text/css"> [data-element-id="elm_6qxBRf2KOZMUKtzlCrW2qg"] .zpbutton.zpbutton-type-primary{ background-color:#FFFFFF !important; color:#013A51 !important; font-size:16px; border-style:solid; border-color:#013A51 !important; border-width:1px; } [data-element-id="elm_6qxBRf2KOZMUKtzlCrW2qg"] .zpbutton[class*="zpbutton-type-"].zpbutton-outline{ border-color:#013A51; } </style><a class="zpbutton-wrapper zpbutton zpbutton-type-primary zpbutton-size-lg zpbutton-style-none zpbutton-outline zpbutton-full-width " href="/faqs" title="View Frequently Asked Questions"><span class="zpbutton-content">VIEW FAQS</span></a></div>
</div></div><div data-element-id="elm_wn7Y-BnTRhx28R-bYwj4Iw" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-3 zpcol-sm-6 zpalign-self- zpdefault-section zpdefault-section-bg "><style type="text/css"> [data-element-id="elm_wn7Y-BnTRhx28R-bYwj4Iw"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_uM31eXRDWI4Syi-gH0ya4g" data-element-type="button" class="zpelement zpelem-button "><style> [data-element-id="elm_uM31eXRDWI4Syi-gH0ya4g"].zpelem-button{ color:#013A51 ; font-size:16px; border-radius:1px; } </style><div class="zpbutton-container zpbutton-align-center "><style type="text/css"> [data-element-id="elm_uM31eXRDWI4Syi-gH0ya4g"] .zpbutton.zpbutton-type-primary{ background-color:#FFFFFF !important; color:#013A51 !important; font-size:16px; border-style:solid; border-color:#013A51 !important; border-width:1px; } </style><a class="zpbutton-wrapper zpbutton zpbutton-type-primary zpbutton-size-lg zpbutton-style-none zpbutton-full-width " href="tel:8137773764" rel="nofollow noreferrer noopener" title="Call Insight Life Care"><span class="zpbutton-content">CALL US</span></a></div>
</div></div></div></div></div></div> ]]></content:encoded><pubDate>Wed, 19 May 2021 15:38:54 +0000</pubDate></item></channel></rss>